95 White Oak Dr, Swanton, MD 21561 Property Records

Garrett County property record for 95 White Oak Dr, Swanton, MD 21561

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,932 sqft · built 2023
Lot Size	1.3 acres (56,628 sqft)
Owner	Company Name on File
Last Sale	$600,000 (Mar 2026)
Tax Bill	$7,906 (2026)
Deeds & Mortgages	Nov 2022 Mortgage Mar 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18-060760`

Property Details

APN / Parcel Number

Primary APN	`18-060760`
Alternative APN	`060760`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,932 sqft Total Area
Basement Area	1,288 sqft
Finished Basement	1,288 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	56,628 sqft (1.3 acres)
Porch	Slab

Utilities, Heating & Cooling

Heating Fuel	Electric

Location & Zoning

Account Number	060760
Street Address	95 WHITE OAK DR
City	SWANTON
State	MD
Zip	21561
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	56628 SQ FT NE/S WHITE OAK DR BECKMAN PENINSULA
Legal Subdivision	NEIGHBORLEY SUBDIVISION
Jurisdiction	GARRETT MD
Township / Civil Division	1, SWANTON
Census Block Group	1
Census Block	1017
Census Tract	501

Owner

Source: Garrett County records · APN 18-060760

Assessment roll updated July 27, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	9442 VOLLMERHAUSEN DR, COLUMBIA, MD 21046-2004
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Nov 09, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 09, 2026	Deed, Transfer · Conventional Mortgage TOWNEBANK MORTGAGE
Apr 24, 2026	Deed of Trust, Mortgage · Conventional Mortgage TOWNEBANK MORTGAGE
Dec 02, 2020	Grant Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 09, 2026 · Amount on Record
Deed Sale	Mar 09, 2026 · Amount on Record
Prior Sale	Mar 17, 1992 · Amount on Record
Deed Book / Page	2671 / 206
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARRETT MD
Property Address	95 WHITE OAK DR, SWANTON, MD 21561
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024560329
Date	Nov 09, 2022
Book Page	2456/329

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2052

March 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	GARRETT MD
Recording Date	Mar 09, 2026
Property Address	95 WHITE OAK DR, SWANTON, MD 21561
Document Number	0026710206
Book / Page	2671 / 206
Map Reference	MB 3 FO 39
Instrument Date	Feb 27, 2026
Transaction Type	Transfer
Record Updated	Mar 31, 2026
Title Company	COMMUNITY SETTLEMENTS & ESCROW LLC, COMMUNITY STLMTS & ESCROW LL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9442 VOLLMERHAUSEN DR, COLUMBIA, MD 21046-2004

Mortgage

Document Number	0002671210
Date	Mar 09, 2026
Instrument	2671/210

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2056
Prepayment Penalty	00 Months

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARRETT MD
Recording Date	Apr 24, 2026
Property Address	95 WHITE OAK DR, SWANTON, MD 21561
Document Number	2681000215
Book / Page	2681 / 215
Instrument Date	Feb 27, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	9442 VOLLMERHAUSEN DR, COLUMBIA, MD 21046-2004

Mortgage

Document Number	2681000215,
Date	Apr 24, 2026
Book Page	2681/215

Lender

Name	TOWNEBANK MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2056

Interest

Rate	6.1%
Max Rate	-1%

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GARRETT MD
Recording Date	Dec 02, 2020
Property Address	95 WHITE OAK DR, SWANTON, MD 21561
Document Number	0022630114
Book / Page	002263 / 000114
Instrument Date	Nov 06, 2020
Transaction Type	Transfer
Record Updated	Jan 22, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	WHITE OAK DR SWANTON MD 21561, SWANTON, MD 21561

Tax Assessment & Valuation

Source: Garrett County records · Assessment roll updated July 27, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Garrett County
Unified School District	Garrett County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,906.00 (+0.13%)	$680,433 (+1.85%)	$705,100 (+5.54%) Land $51,400 Building $653,700
2025	$7,896.00 (+1,521.36%)	$668,100 (+290.32%) Land $51,400 Building $616,700	$668,100 (+53.69%) Land $51,400 Building $616,700
2023	$487.00	$171,167	$434,700 Land $39,400 Building $395,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 1, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Based on FCC filings for 112 locations within half a mile of this property.

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