Newton County property record for 95 White Oak Dr, Covington, GA 30016
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,923 sqft · built 1994 |
| Lot Size | 0.65 acres (28,314 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $307,000 (Nov 2024) |
| Tax Bill | $3,003 (2025) |
| Deeds & Mortgages | Aug 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 00150-00000-264-000 |
| Primary APN | 00150-00000-264-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,923 sqft Heated Area |
| 1st Floor Area | 1,659 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 28,314 sqft (0.65 acres) |
| Garage Area | 704 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 100 sqft |
| Deck Area | 120 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 7931 |
|---|---|
| Street Address | 95 WHITE OAK DR |
| City | COVINGTON |
| State | GA |
| Zip | 30016-4255 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LT33 95 WHITE OAK DRIVE |
| Legal Subdivision | OAKWOOD |
| Legal Lot Number | 33 |
| Jurisdiction | NEWTON GA |
| Township / Civil Division | COVINGTON-PORTERDALE |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 100902 |
95 White Oak Dr is owned and occupied by two individuals who bought it in November 2024.
Source: Newton County records, as of March 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 95 WHITE OAK DR, COVINGTON, GA 30016-4255 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 22, 2024 · Amount on File |
| Deed Sale | Nov 22, 2024 · Amount on File |
| Prior Sale | Jul 1, 2024 · Amount on File |
| Deed Document Number | 202412365 |
| Deed Book / Page | 4677 / 244 |
| Prior Transfer Date | Jun 24, 2010 |
| Prior Transfer Doc | 0028280560 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEWTON GA |
| Property Address | 95 WHITE OAK DR, COVINGTON, GA 30016-4255 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 95 WHITE OAK DR, COVINGTON, GA 30016-4255 |
| Document Number | 0047520000000105 |
|---|---|
| Date | Aug 7, 2025 |
| Book Page | 0000004752/0000000105 |
| Instrument | D2025-008798 |
| Name | MORTGAGE SOLUTIONS OF COLORADO |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2055 |
The 2025 property tax bill for 95 White Oak Dr was $3,003, up 33.9% from the year before.
Source: Newton County assessment roll, as of December 16, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Newton County |
| Unified School District | Newton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,003.00 (+33.94%) | $120,680 (+30.61%) Land $15,200 Building $105,480 | $301,700 (+30.61%) Land $38,000 Building $263,700 |
| 2024 | $2,242.00 Homeowner's exemption | $92,400 (+33.06%) Land $15,200 Building $77,200 | $231,000 (+33.06%) Land $38,000 Building $193,000 |
| 2023 | $69,440 Land $7,200 Building $62,240 | $173,600 Land $18,000 Building $155,600 | |
| 2022 | $2,008.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 95 White Oak Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2018 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 95 White Oak Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 85% of Georgia |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Spectrum.
5G (outdoors only) and 4G LTE
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