Lonoke County property record for 95 Watercrest S, Austin, AR 72007
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 3,091 sqft · built 2006 |
| Owner | Individual Name on Record |
| Last Sale | $489,500 (Feb 2022) |
| Tax Bill | $2,955 (2024) |
| Deeds & Mortgages | Feb 2022 Sale & Mortgage Sep 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 150-10012-000 |
| Primary APN | 150-10012-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,091 sqft Living Area |
| 1st Floor Area | 2,330 sqft |
| 2nd Floor Area | 761 sqft |
| Upper Floors Area | 761 sqft |
| Basement Area | 560 sqft |
| Finished Basement | 560 sqft |
| Flooring | Ceramic Tile |
| Year Built | Built 2006 |
|---|---|
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Closed Piers |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Garage Type | Built-in |
| Garage Area | 900 sqft |
| Driveway | Driveway |
| Driveway Area | 2,000 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 231 sqft |
| Deck Area | 458 sqft |
| Patio Area | 518 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 17639.0 |
|---|---|
| Street Address | 95 WATERCREST S |
| City | AUSTIN |
| State | AR |
| Zip | 72007-9152 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT:12 CITY/MUNI/TWP:RURAL SUBD:CEDAR LAKE ESTATES SEC/TWN/RNG/MER:SEC 21 TWN 04N RNG 09W |
| Legal Range | 09W |
| Legal Township | 04N |
| Legal Section | 21 |
| Legal Subdivision | CEDAR LAKE ESTATES |
| Legal Lot Number | 12 |
| Jurisdiction | LONOKE AR |
| Township / Civil Division | CAROLINE |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 20103 |
Source: Lonoke County records, as of October 17, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 95 WATERCREST S, AUSTIN, AR 72007-9152 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 15, 2022 | Warranty Deed, Transfer · VA Mortgage FREEDOM MORTGAGE CORP |
| Sep 28, 2021 | Affidavit of Death of Joint Tenant, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 15, 2022 · Amount on Record |
| Deed Sale | Feb 15, 2022 · Amount on Record |
| Prior Sale | Sep 28, 2021 |
| Deed Document Number | 2022-01909 |
| Deed Book / Page | 2022 / 1909 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LONOKE AR |
| Recording Date | Feb 15, 2022 |
| Property Address | 95 WATERCREST S, AUSTIN, AR 72007-9152 |
| Document Number | 0000001909 |
| Book / Page | 2022 / 1909 |
| Instrument Date | Feb 11, 2022 |
| Instrument | 2022-01909 |
| Transaction Type | Transfer |
| Record Updated | Mar 3, 2023 |
| Title Company | LENDERS TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,617.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1128 HIGHWAY 8 E, HOUSTON, MS 38851-9396 |
| Name | Verified Name |
|---|---|
| Address | 95 WATERCREST S, AUSTIN, AR 72007-9152 |
| Document Number | 0202201910 |
|---|---|
| Date | Feb 15, 2022 |
| Instrument | 2022-01910 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | LONOKE AR |
| Recording Date | Sep 28, 2021 |
| Property Address | 95 WATERCREST S, AUSTIN, AR 72007-9152 |
| Document Number | 0000012859 |
| Book / Page | 2021 / 12859 |
| Instrument Date | Sep 28, 2021 |
| Instrument | 2021-12859 |
| Transaction Type | Transfer |
| Record Updated | Mar 3, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 95 WATEREREST S, AUSTIN, AR 72007-9152 |
Source: Lonoke County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Arkansas |
| County | Lonoke County |
| Unified School District | Cabot Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $64,390 (-) Land $6,000 Building $58,390 | ||
| 2024 | $2,955.00 | ||
| 2023 | $2,955.00 | $64,390 Land $6,000 Building $58,390 | $321,950 Land $30,000 Building $291,950 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 70% of Arkansas |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WARD WATERWORKS serves 12,579 people · EPA ID AR0000345 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | No certified operator Jul 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Connect2First Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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