Woonsocket City property record for 95 Water St, Woonsocket, RI 02895 · Last verified June 2026
| Property Type | Duplex |
|---|---|
| Details | 7 bd · 2 ba · 3,048 sqft · built 1915 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | Individual Name on File |
| Last Sale | $85,000 (Nov 2009) |
| Tax Bill | $4,693 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Nov 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | WOON M:8D L:11 U:5 |
| Primary APN | WOON M:8D L:11 U:5 |
|---|---|
| Alternative APN |
|
| Bedrooms | 7 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 13 Rooms |
| Units | 2 Units |
| Stories | 3 Stories |
| Building Area | 3,048 sqft Living Area |
| Gross Area | 4,954 sqft |
| 1st Floor Area | 1,224 sqft |
| Basement Area | 1,224 sqft |
| Unfinished Basement | 1,224 sqft |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1915 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,098 sqft (0.14 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 400680 |
|---|---|
| Street Address | 95 WATER ST |
| City | WOONSOCKET |
| State | RI |
| Zip | 02895-2910 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Lot Number | 11 |
| Jurisdiction | WOONSOCKET RI |
| Township / Civil Division | WOONSOCKET |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 17400 |
Source: Woonsocket City records · APN WOON M:8D L:11 U:5
Assessment roll updated June 22, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 95 WATER ST, WOONSOCKET, RI 02895-2910 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 23, 2026 | Deed of Trust, Mortgage · Line of Credit NAVIGANT CREDIT UNION |
| Nov 05, 2019 | Deed of Trust, Mortgage · Conventional Mortgage NAVIGANT CU |
| Jan 24, 2019 | Deed of Trust, Mortgage · Line of Credit NAVIGANT CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 30, 2009 · Amount on Record |
| Deed Sale | Nov 30, 2009 · Amount on Record |
| Prior Sale | May 05, 2006 · Amount on Record |
| Deed Book / Page | 1837 / 124 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WOONSOCKET RI |
| Recording Date | Apr 23, 2026 |
| Property Address | 95 WATER ST, WOONSOCKET, RI 02895-2910 |
| Document Number | 003027-213 |
| Book / Page | 3027 / 213 |
| Instrument Date | Apr 14, 2026 |
| Instrument | 2026243289 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 95 WATER ST, WOONSOCKET, RI 02895-2910 |
| Document Number | 0000243289, |
|---|---|
| Date | Apr 23, 2026 |
| Book Page | 3027/213 |
| Instrument | 2026243289 |
| Name | NAVIGANT CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 01, 2046 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WOONSOCKET RI |
| Property Address | 95 WATER ST, WOONSOCKET, RI 02895-2910 |
| Document Number | 2483-307 |
| Instrument Date | Nov 05, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 26, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 95 WATER ST WOONSOCKET RI 028952910, WOONSOCKET, RI 02895-2910 |
| Document Number | 2483-307 |
|---|---|
| Date | Nov 12, 2019 |
| Book Page | 002483/000307 |
| Instrument | 204200 |
| Name | NAVIGANT CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Nov 11, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WOONSOCKET RI |
| Property Address | 95 WATER ST, WOONSOCKET, RI 02895-2910 |
| Document Number | 2415-269 |
| Instrument Date | Jan 24, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2019 |
| Name | Verified Name |
|---|---|
| Address | 95 WATER ST WOONSOCKET RI 028952910, WOONSOCKET, RI 02895-2910 |
| Document Number | 2415-269 |
|---|---|
| Date | Jan 29, 2019 |
| Book Page | 002415/000269 |
| Instrument | 9107 |
| Name | NAVIGANT CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Woonsocket City records · Assessment roll updated June 22, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| Municipality | Woonsocket City |
| Unified School District | Woonsocket School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $4,693.00 (+14.91%) | $417,900 (+43.07%) Land $89,200 Building $328,700 |
| 2023 | $4,084.00 | $292,100 (-) Land $90,800 Building $201,300 |
| 2022 | $4,084.00 | $292,100 Land $90,800 Building $201,300 |
Source: FEMA National Flood Hazard Layer, County delivery 44007C, updated June 22, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440070174002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Nearby Flood Claims | 1 (1978) |
| Most Recent Claim | Feb 1978, tidal / storm surge, Blizzard & Snowstorms |
| Wildfire Risk | Low above 1% of the US · above 2% of Rhode Island |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Listed Area | Within Blackstone Canal (Boundary Increase) listed 1991 · 8 contributing resources · NRIS 91001536 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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