Carroll County property record for 95 Washington Ln, Westminster, MD 21157
| Property Type | Townhouse |
|---|---|
| Details | 1.5 ba · 1,320 sqft · built 1981 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Individual Name on File |
| Last Sale | $305,000 (Jan 2026) |
| Tax Bill | $2,805 (2026) |
| Deeds & Mortgages | Sep 2025 Line of Credit Jan 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-051557 |
| Primary APN | 07-051557 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,320 sqft Total Area |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Lot Area | 6,970 sqft (0.16 acres) |
| Deck Area | 216 sqft |
| Heating Fuel | Electric |
|---|---|
| Sewer | Connected |
| Account Number | 051557 |
|---|---|
| Street Address | 95 WASHINGTON LN |
| City | WESTMINSTER |
| State | MD |
| Zip | 21157-5856 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R-100 |
| Legal Description | LT 3 - 6970 SQ FT 95 WASHINGTON LN 23-94/1 WASHINGTON CT PUD SC 1 |
| Legal Subdivision | WASHINGTON COURT PUD SEC 01 |
| Legal Lot Number | 3 |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 7, WESTMINSTER |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 507801 |
95 Washington Ln, a townhouse, is owned and occupied by an individual who bought it in January 2026.
Source: Carroll County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 95 WASHINGTON LN, WESTMINSTER, MD 21157-5856 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Sep 3, 2025 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Jan 16, 2026 | Deed, Transfer · Conventional Mortgage NATIONS DIRECT MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 16, 2026 · Amount on File |
| Deed Sale | Jan 16, 2026 · Amount on File |
| Prior Sale | Jun 15, 1987 · Amount on File |
| Deed Book / Page | 11668 / 147 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 95 WASHINGTON LN, WESTMINSTER, MD 21157-5856 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2026 |
| Name | Verified Name |
|---|---|
| Address | 95 WASHINGTON LN, WESTMINSTER, MD 21157-5856 |
| Document Number | 0115590069 |
|---|---|
| Date | Sep 3, 2025 |
| Book Page | 11559/69 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Jan 16, 2026 |
| Property Address | 95 WASHINGTON LN, WESTMINSTER, MD 21157-5856 |
| Document Number | 0116680147 |
| Book / Page | 11668 / 147 |
| Map Reference | MB 23 FO 94,95&100 |
| Instrument Date | Jan 7, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jan 30, 2026 |
| Title Company | LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,525.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 95 WASHINGTON LN, WESTMINSTER, MD 21157-5856 |
| Document Number | 0011668155 |
|---|---|
| Date | Jan 16, 2026 |
| Instrument | 11668/155 |
| Name | NATIONS DIRECT MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2056 |
The 2026 property tax bill for 95 Washington Ln was $2,805, up 8.3% from the year before.
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,805.00 (+8.26%) | $250,500 (+5.8%) Land $60,000 Building $190,500 | $250,500 (-) Land $60,000 Building $190,500 |
| 2025 | $2,591.00 Homeowner's exemption | $236,767 | $250,500 Land $60,000 Building $190,500 |
| 2023 | $2,365.00 Homeowner's exemption | $209,300 Land $60,000 Building $149,300 | $209,300 Land $60,000 Building $149,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 95 Washington Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2010) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2010 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 95 Washington Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WESTMINSTER serves 35,256 people · EPA ID MD0060015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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