95 Walnut St, Lynn, MA 01905 Property Records

Essex County and Lynn City property record for 95 Walnut St, Lynn, MA 01905

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,187 sqft · built 1900
Lot Size	0.076 acres (3,302 sqft)
Owner	Individual Name on File
Last Sale	$550,000 (May 2025)
Tax Bill	$5,074 (2025)
Deeds & Mortgages	May 2025 Sale & Mortgage Apr 2023 Sale & Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`B:039 L:232 S:023`

Property Details

APN / Parcel Number

Primary APN	`B:039 L:232 S:023`
Alternative APN	`LYNN M:039 B:232 L:023`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,187 sqft Living Area
Gross Area	2,152 sqft
Basement Area	736 sqft
Unfinished Basement	736 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1964
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,302 sqft (0.076 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Street Address	95 WALNUT ST
City	LYNN
State	MA
Zip	01905-1169
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Block	232
Legal Lot Number	23
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	2
Census Block	2002
Census Tract	205900

Owner

Source: Essex County and Lynn City records · APN B:039 L:232 S:023

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	95 WALNUT ST, LYNN, MA 01905-1169
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
May 08, 2025	Quit Claim Deed, Transfer · Stand-Alone First Mortgage M & T BANK
Apr 28, 2023	Quit Claim Deed, Construction Loan · Construction Mortgage APEX CAPITAL LLC
Apr 28, 2023	Quit Claim Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 08, 2025 · Amount on Record
Deed Sale	May 08, 2025 · Amount on Record
Prior Sale	Apr 28, 2023 · Amount on Record
Deed Book / Page	42705 / 305
Record Updated	Sep 20, 2026

May 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	May 08, 2025
Property Address	95 WALNUT ST, LYNN, MA 01905-1169
Document Number	042705-305
Book / Page	42705 / 305
Instrument Date	May 08, 2025
Instrument	20250508002870
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	95 WALNUT ST, LYNN, MA 01905-1169

Mortgage

Document Number	20250508002880
Date	May 08, 2025
Instrument	20250508002880

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Mortgage

Document Number	042705-330
Date	May 08, 2025
Book Page	42705/330
Instrument	20250508002890

Lender

Name	MASSACHUSETTS HOUSING PARTNERSHIP FUND
Type	Government Agency

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

April 2023: Quit Claim Deed, Construction Loan

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Apr 28, 2023
Property Address	95 WALNUT ST, LYNN, MA 01905-1169
Document Number	041542-447
Book / Page	41542 / 447
Instrument Date	Apr 26, 2023
Instrument	20230428005020
Transaction Type	Construction Loan
Record Updated	May 12, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 PINKHAM PL # UT2, UT2, LYNN, MA 01902-2919

Mortgage

Document Number	230428005030
Date	Apr 28, 2023
Instrument	230428005030

Lender

Name	APEX CAPITAL LLC

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

April 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Apr 28, 2023
Property Address	95 WALNUT ST, LYNN, MA 01905-1169
Document Number	041540-577
Book / Page	41540 / 577
Instrument Date	Apr 03, 2023
Instrument	20230428002620
Transaction Type	Transfer
Record Updated	May 12, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	275 GROVE ST # STE2, STE2, AUBURNDALE, MA 02466-2272

Tax Assessment & Valuation

Source: Essex County and Lynn City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,074.00 (+17.35%)	$489,800 (+19.29%) Land $180,700 Building $309,100	$520,125
2024	$4,324.00 (-2.37%)	$410,600 (+3.37%) Land $168,100 Building $242,500
2023	$4,429.00	$397,200 Land $185,900 Building $211,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 10, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: Starry, T-Mobile USA.

Based on FCC filings for 920 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	LYNN WATER AND SEWER COMM serves 101,253 people
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

95 Walnut St, Lynn, MA 01905 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

May 2025: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Mortgage

Lender

Agreement

April 2023: Quit Claim Deed, Construction Loan

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2023: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Internet Providers

Drinking Water

Violations Reported to EPA

Nearby Properties on Walnut St

Nearby Streets

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