Elmore County property record for 95 Walnut Point Dr, Wetumpka, AL 36093
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 3,005 sqft · built 2006 |
| Lot Size | 0.73 acres (31,831 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $385,000 (Nov 2023) |
| Tax Bill | $896 (2026) |
| Deeds & Mortgages | Nov 2023 Sale & Mortgage Apr 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-06-13-0-004-028.000 |
| Primary APN | 24-06-13-0-004-028.000 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Building Area | 3,005 sqft Living Area |
| 1st Floor Area | 2,109 sqft |
| Upper Floors Area | 896 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 31,831 sqft (0.73 acres) |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Pool Type | Pool with Hot Tub/Spa |
| Porch | Slab |
| Porch Area | 156 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 95 WALNUT POINT DR |
|---|---|
| City | WETUMPKA |
| State | AL |
| Zip | 36093-3876 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 24 WALNUT POINT #2 @ EMERALD MOUNTAIN 13/52 |
| Legal Range | 19E |
| Legal Township | 17N |
| Legal Section | 13 |
| Legal Subdivision | WALNUT POINT #2 EMERALD MOUNTAIN |
| Legal Lot Number | 24 |
| Jurisdiction | ELMORE AL |
| Township / Civil Division | WETUMPKA |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 30701 |
95 Walnut Point Dr is owned and occupied by two individuals who bought it in November 2023.
Source: Elmore County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 95 WALNUT POINT DR, WETUMPKA, AL 36093-3876 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 30, 2023 | Warranty Deed, Transfer · Conventional Mortgage GUARDIAN CU |
| Apr 14, 2020 | Deed of Trust, Mortgage · VA Mortgage NBH BANK NA |
| Jul 10, 2019 | Warranty Deed, Transfer · VA Mortgage USAA FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 30, 2023 · Amount on File |
| Deed Sale | Nov 30, 2023 · Amount on File |
| Prior Sale | Jul 10, 2019 · Amount on File |
| Deed Book / Page | 2023 / 54900 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ELMORE AL |
| Recording Date | Nov 30, 2023 |
| Property Address | 95 WALNUT POINT DR, WETUMPKA, AL 36093-3876 |
| Document Number | 2023/54900 |
| Book / Page | 2023 / 54900 |
| Map Reference | MB 13 PG 52 |
| Instrument Date | Nov 30, 2023 |
| Transaction Type | Transfer |
| Record Updated | Dec 25, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 408 MARK TRL N, WETUMPKA, AL 36093-2478 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 95 WALNUT POINT DR, WETUMPKA, AL 36093-3876 |
| Document Number | 2023/54902 |
|---|---|
| Date | Nov 30, 2023 |
| Book Page | 2023/54902 |
| Name | GUARDIAN CU |
|---|---|
| Type | Credit Union |
| Address | MONTGOMERY, AL 36109 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.25% |
| Type Change Date | Dec 1, 2028 |
| Change Frequency | 5 Years |
| Min Rate At Change | 4.25% |
| Max Rate At Change | 8.25% |
| Index | 5-Year TN |
| Max Rate | 12.2% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELMORE AL |
| Property Address | 95 WALNUT POINT DR, WETUMPKA, AL 36093-3876 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2020/21984 |
|---|---|
| Date | Apr 14, 2020 |
| Book Page | 2020/21984 |
| Name | NBH BANK NA |
|---|---|
| Type | Bank |
| Address | COLORADO SPRINGS, CO 80918 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ELMORE AL |
| Recording Date | Jul 10, 2019 |
| Property Address | 95 WALNUT POINT DR, WETUMPKA, AL 36093-3876 |
| Document Number | 2019/34473 |
| Book / Page | 2019 / 34473 |
| Map Reference | MB 13 PG 52 |
| Instrument Date | Jul 3, 2019 |
| Transaction Type | Transfer |
| Record Updated | Mar 3, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1490 OLD PARK ROW, 1490, MONTGOMERY, AL 36117-4339 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 95 WALNUT POINT DR, WETUMPKA, AL 36093-3876 |
| Document Number | 0201934477 |
|---|---|
| Date | Jul 10, 2019 |
| Instrument | 2019/34477 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2049 |
The 2026 property tax bill for 95 Walnut Point Dr was $896, down 1% from the year before.
Source: Elmore County assessment roll, as of March 19, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Elmore County |
| Unified School District | Elmore County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $896.00 (-0.99%) | ||
| 2025 | $905.00 (-1.09%) | $35,940 (-1.1%) | $359,400 (-1.07%) Land $48,000 Building $311,400 |
| 2024 | $915.00 (-2.14%) | $36,340 (-2.07%) | $363,300 (-2.1%) Land $48,000 Building $315,300 |
| 2023 | $935.00 (+29.32%) | $37,110 (+29.48%) Land $4,800 Building $32,310 | $371,100 (+29.48%) Land $48,000 Building $323,100 |
| 2022 | $723.00 | $28,660 Land $4,800 Building $23,860 | $286,600 Land $48,000 Building $238,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 95 Walnut Point Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1994.
Source: FEMA National Flood Hazard Layer, effective February 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (1994–2009) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | May 2009 · Severe Storms, Tornadoes, Flooding, And Straight-line Winds |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 95 Walnut Point Dr is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 66% of Alabama |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CENTRAL ELMORE WATER & SEWER AUTHORITY serves 39,798 people · EPA ID AL0000547 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Central Access Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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