95 W Main St, Ayer, MA 01432 Property Records

Middlesex County and Ayer Town property record for 95 W Main St, Ayer, MA 01432

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,636 sqft · built 1880
Lot Size0.15 acres (6,534 sqft)
Owner2 Individual Names on Record
Last Sale$105,000 (Nov 2006)
Tax Bill$4,353 (2025)
Flood ZoneZone X (minimal risk)
APNAYER M:026 B:0000 L:0032

Property Details

APN / Parcel Number

Primary APNAYER M:026 B:0000 L:0032

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area1,636 sqft Living Area
Basement Area1,126 sqft
Unfinished Basement1,126 sqft

Exterior

Year BuiltBuilt 1880
Effective Year BuiltEffective 1988
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeStone
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,534 sqft (0.15 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Street Address95 W MAIN ST
CityAYER
StateMA
Zip01432-1210
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeGR
Legal Lot Number32
JurisdictionAYER MA
Township / Civil DivisionAYER
Census Block Group5
Census Block5012
Census Tract325102

Owner

Source: Middlesex County and Ayer Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address95 W MAIN ST, AYER, MA 01432-1210
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 28, 2006 · Amount on Record
Deed SaleNov 28, 2006 · Amount on Record
Deed Document Number2006225391
Deed Book / Page48565 / 466
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Middlesex County and Ayer Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionAyer Town
Unified School DistrictAyer-Shirley School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,353.00 (+16.3%)$364,000 (+20.77%) Land $107,800 Building $256,200$475,855 (-1.94%)
2024$485,260
2023$3,743.00$301,400 Land $101,300 Building $200,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2023)
Most Recent ClaimJul 2023 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAYER DPW WATER DIVISION
serves 8,479 people · EPA ID MA2019000
Water SourceGroundwater
Last State InspectionJun 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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