95 W Cloverfield Ln, Hampstead, NC 28443 Property Records

Pender County property record for 95 W Cloverfield Ln, Hampstead, NC 28443

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,720 sqft · built 2018
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Last Sale	$421,000 (Feb 2023)
Tax Bill	$2,400 (2025)
Deeds & Mortgages	Sep 2023 Transfer Feb 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`4214-03-5396-0000`

Property Details

APN / Parcel Number

Primary APN	`4214-03-5396-0000`
Alternative APNs	`000054681` `980990`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,720 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Conventional
Exterior Material	Wood
Lot Area	7,841 sqft (0.18 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	000054681
Street Address	95 W CLOVERFIELD LN
City	HAMPSTEAD
State	NC
Zip	28443-1287
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RP
Legal Description	LT 133 PB 61/76 WYNDWATER
Legal Subdivision	WYNDWATER
Legal Lot Number	133
Jurisdiction	PENDER NC
Township / Civil Division	TOPSAIL
Census Block Group	1
Census Block	1005
Census Tract	920201

Owner

Source: Pender County records, as of January 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	95 W CLOVERFIELD LN, HAMPSTEAD, NC 28443-1287
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2023	Quit Claim Deed, Transfer Quitclaim
Feb 9, 2023	Warranty Deed, Transfer · FHA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Sep 17, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage CORNERSTONE HOME LENDING INC
Jan 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jul 26, 2018	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 9, 2023 · Amount on Record
Deed Sale	Feb 9, 2023 · Amount on Record
Prior Sale	Jul 26, 2018 · Amount on Record
Deed Document Number	202320112339
Deed Book / Page	4806 / 1613
Last Transfer Date	Sep 22, 2023
Transfer Doc	0048220297
Record Updated	Sep 20, 2026

September 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PENDER NC
Recording Date	Sep 26, 2023
Property Address	95 W CLOVERFIELD LN, HAMPSTEAD, NC 28443-1287
Document Number	0048220297
Book / Page	4822 / 297
Map Reference	MB 61 PG 76
Instrument Date	Sep 22, 2023
Transaction Type	Transfer
Record Updated	Oct 16, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	95 W CLOVERFIELD LN, HAMPSTEAD, NC 28443-1287

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Feb 9, 2023
Property Address	95 W CLOVERFIELD LN, HAMPSTEAD, NC 28443-1287
Document Number	0048061613
Book / Page	4806 / 1613
Map Reference	MB 61 PG 76
Instrument Date	Feb 7, 2023
Transaction Type	Transfer
Record Updated	Feb 20, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$842.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1064 BILL SUTTON RD, PINK HILL, NC 28572-8512

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	95 W CLOVERFIELD LN, HAMPSTEAD, NC 28443-1287

Mortgage

Document Number	0048061616
Date	Feb 9, 2023
Instrument	4806-1616

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PENDER NC
Recording Date	Sep 17, 2021
Property Address	95 W CLOVERFIELD LN, HAMPSTEAD, NC 28443-1287
Document Number	0047650629
Book / Page	4765 / 629
Map Reference	M61 PG 76
Instrument Date	Sep 2, 2021
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	95 W CLOVERFIELD LN, HAMPSTEAD, NC 28443-1287

Mortgage

Document Number	0004765633
Date	Sep 17, 2021
Instrument	4765/633

Lender

Name	CORNERSTONE HOME LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	95 W CLOVERFIELD LN, HAMPSTEAD, NC 28443-1287
Document Number	0047391474
Instrument Date	Jan 20, 2021
Transaction Type	Mortgage
Record Updated	Feb 12, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	95 W CLOVERFIELD LN HAMPSTEAD NC 284431287, HAMPSTEAD, NC 28443-1287

Mortgage

Document Number	0047391474
Date	Jan 27, 2021
Book Page	004739/001474
Instrument	20077213

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1096

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 26, 2051

July 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Jul 26, 2018
Property Address	95 W CLOVERFIELD LN, HAMPSTEAD, NC 28443-1287
Document Number	0046691246
Book / Page	004669 / 001246
Instrument Date	Jul 26, 2018
Instrument	20039441
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 20, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$570.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	95 W CLOVERFIELD LN HAMPSTEAD NC 28443, HAMPSTEAD, NC 28443

Mortgage

Document Number	46691248
Date	Jul 26, 2018
Book Page	004669/001248
Instrument	20039442

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 25, 2048

Tax Assessment & Valuation

Source: Pender County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,400.00 (+21.21%)	$324,731 (+36.51%) Land $27,510 Building $297,221	$324,731 (+36.51%) Land $27,510 Building $297,221
2023		$237,885 (-) Land $63,562 Building $174,323	$237,885 (-) Land $63,562 Building $174,323
2022	$1,980.00	$237,885 Land $63,562 Building $174,323	$237,885 Land $63,562 Building $174,323

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 167 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	167 in force
Nearby Flood Claims	74 (1996–2018)
Claims Outside the SFHA	27 of 74
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 27 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 13 claims Hurricane Fran, Sep 1996 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

95 W Cloverfield Ln, Hampstead, NC 28443 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

September 2023: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

February 2023: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

September 2021: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

January 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2018: Warranty Deed, Subdivision Related Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Internet Providers

Nearby Properties on W Cloverfield Ln

Nearby Streets

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