95 W 1040 S, Orem, UT 84058 Property Records

Utah County property record for 95 W 1040 S, Orem, UT 84058

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 1,861 sqft · built 1975
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on Record
Last Sale	$342,500 (Mar 2019)
Tax Bill	$2,595 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit Dec 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`49-039-0007`

Property Details

APN / Parcel Number

Primary APN	`49-039-0007`
Alternative APN	`072028`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,861 sqft Living Area
Gross Area	4,208 sqft
1st Floor Area	1,861 sqft
Basement Area	1,861 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1993
Architectural Style	A-Frame
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Other
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Attached
Garage Area	486 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Slab
Porch Area	366 sqft
Deck Area	Deck Area
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	072028
Street Address	95 W 1040 S
City	OREM
State	UT
Zip	84058-6815
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE E 80 FT OF LOT 5, BLK C, WARREN PEAY SUB.
Legal Subdivision	PEAY SUB
Legal Block	C
Legal Lot Number	5
Jurisdiction	UTAH UT
Township / Civil Division	PROVO-OREM
Census Block Group	1
Census Block	1014
Census Tract	1103

Owner

Source: Utah County records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	95 W 1040 S, OREM, UT 84058-6815
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2023	Deed of Trust, Mortgage · Line of Credit UTAH COMMUNITY CU
Dec 17, 2020	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAP & INV LLC
Mar 26, 2019	Intrafamily Transfer, Transfer ACCOMMODATION
Mar 26, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Mar 26, 2019	Quit Claim Deed, Transfer BACKMAN TITLE SERVICES LIMITED, BACKMAN TITLE SVCS LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 26, 2019 · Amount on Record
Deed Sale	Mar 26, 2019 · Amount on Record
Prior Sale	Jan 21, 2003
Deed Document Number	201924543
Prior Transfer Date	Feb 28, 2019
Prior Transfer Doc	0000024543
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	95 W 1040 S, OREM, UT 84058-6815
Transaction Type	Mortgage
Record Updated	Apr 27, 2023
Title Company	MERIDIAN TITLE COMPANY INC, MERIDIAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025011
Date	Apr 21, 2023
Instrument	25011:2023

Lender

Name	UTAH COMMUNITY CU
Type	Credit Union
Address	PROVO, UT 84604

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 20, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	95 W 1040 S, OREM, UT 84058-6815
Document Number	0000206743
Instrument Date	Dec 17, 2020
Transaction Type	Mortgage
Record Updated	Jan 7, 2021
Title Company	LENDMARK CLOSING SERVICES LLC, LENDMARK CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	95 W 1040 S OREM UT 840586815, OREM, UT 84058-6815

Mortgage

Document Number	0000206743
Date	Dec 23, 2020
Instrument	206743

Lender

Name	VILLAGE CAP & INV LLC
Address	HENDERSON, NV 89052

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 22, 2050

March 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UTAH UT
Recording Date	Mar 26, 2019
Property Address	95 W 1040 S, OREM, UT 84058-6815
Document Number	0000024544
Instrument Date	Mar 21, 2019
Instrument	024544:2019
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	95 W 1040 S, OREM, UT 84058-6815

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UTAH UT
Recording Date	Mar 26, 2019
Property Address	95 W 1040 S, OREM, UT 84058-6815
Document Number	0000024546
Instrument Date	Mar 21, 2019
Instrument	24546
Transaction Type	Transfer
Record Updated	Apr 23, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	95 W 1040 S OREM UT 840586815, OREM, UT 84058-6815

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UTAH UT
Recording Date	Mar 26, 2019
Property Address	95 W 1040 S, OREM, UT 84058-6815
Document Number	0000024543
Instrument Date	Feb 28, 2019
Instrument	24543
Transaction Type	Transfer
Record Updated	Apr 25, 2019
Title Company	BACKMAN TITLE SERVICES LIMITED, BACKMAN TITLE SVCS LTD

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	95 W 1040 S OREM UT 840586815, OREM, UT 84058-6815

Tax Assessment & Valuation

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Orem City
Unified School District	Alpine School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$325,270 (-45.09%)	$591,400 (-0.17%) Land $223,800 Building $367,600
2025	$2,595.00 (+0.04%)	$592,400 (+87.94%) Land $223,800 Building $368,600	$592,400 (+3.37%) Land $223,800 Building $368,600
2024	$2,594.00 (+8.17%)
2023	$2,398.00 (+3.9%)	$315,205	$573,100 Land $213,100 Building $360,000
2022	$2,308.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.5% of Utah
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OREM CITY WATER SYSTEM serves 98,129 people · EPA ID UTAH25020
Water Source	Purchased surface water from CENTRAL UTAH WCD - UTAH VALLEY
Last State Inspection	Jul 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 560 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Rise Broadband.

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