95 Valley Dr, Buffalo, NY 14224 Property Records

Erie County and West Seneca Town property record for 95 Valley Dr, Buffalo, NY 14224

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,999 sqft · built 1970
Lot Size	0.25 acres (10,875 sqft)
Owner	2 Individual Names on File
Last Sale	$114,000 (May 1999)
Tax Bill	$8,598 (2026)
Deeds & Mortgages	Nov 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`31-062-460`

Property Details

APN / Parcel Number

Primary APN	`31-062-460`
Alternative APNs	`68001441600004017000` `146800 144.16-4-17`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,999 sqft Living Area
1st Floor Area	955 sqft
2nd Floor Area	1,044 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1976
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	10,875 sqft (0.25 acres)
Lot Dimensions	145 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Pool Type	In-Ground Vinyl Pool
Porch	Slab
Porch Area	126 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	31-062-460
Street Address	95 VALLEY DR
City	BUFFALO
State	NY
Zip	14224-4527
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	05 - COMME
Legal Description	MC-2233 SL-30 (FL-395) EASTWOOD ACRE'S S/D 75 X 145.40
Legal Subdivision	EASTWOOD ACRES
Legal Block	4
Legal Lot Number	17.000
Jurisdiction	ERIE NY
Township / Civil Division	WEST SENECA
Census Block Group	1
Census Block	1008
Census Tract	17302

Owner

95 Valley Dr is owned and occupied by two individuals who bought it in May 1999.

Source: Erie County and West Seneca Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	95 VALLEY DR, BUFFALO, NY 14224-4527
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 26, 1999 · Amount on File
Deed Sale	May 26, 1999 · Amount on File
Deed Book / Page	10951 / 9568
Record Updated	Oct 29, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	95 VALLEY DR, BUFFALO, NY 14224-4527
Document Number	0138382108
Book / Page	013838 / 002108
Instrument Date	Nov 18, 2017
Transaction Type	Mortgage
Record Updated	Jan 22, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	95 VALLEY DR WEST SENECA NY 142244527, WEST SENECA, NY 14224-4527

Mortgage

Document Number	0138382108
Date	Dec 7, 2017
Book Page	013838/002108

Lender

Name	EVANS BK NA
Type	Bank
Address	HAMBURG, NJ 14075

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Dec 6, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 95 Valley Dr was $8,598 with a homeowner's exemption, up 0.4% from the year before.

Source: Erie County and West Seneca Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	West Seneca Town
Unified School District	West Seneca Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,598.00 (+0.41%) Homeowner's exemption
2025	$8,563.00 (+2.24%)	$83,800 (-) Land $10,300 Building $73,500	$349,200 (+4.18%) Land $42,921 Building $306,279
2024	$8,375.00 Homeowner's exemption	$83,800 (-) Land $10,300 Building $73,500	$335,200 (+4%) Land $41,200 Building $294,000
2023		$83,800 Land $10,300 Building $73,500	$322,308 Land $39,615 Building $282,693
2019	$7,541.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 95 Valley Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 95 Valley Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ECWA WEST SENECA serves 23,557 people · EPA ID NY1404543
Water Source	Purchased surface water from ECWA DIRECT
Last State Inspection	Nov 2025
Lead	10 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 407 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20