Orange County and Montgomery Town property record for 95 Valley Ave, Walden, NY 12586
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,702 sqft · built 1900 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $295,000 (Sep 2022) |
| Tax Bill | $8,283 (2024) |
| Deeds & Mortgages | Jan 2024 Mortgage Sep 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 334205 306-8-3 |
| Primary APN | 334205 306-8-3 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,702 sqft Living Area |
| Gross Area | 1,732 sqft |
| 1st Floor Area | 958 sqft |
| 2nd Floor Area | 744 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Old Style |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,098 sqft (0.14 acres) |
| Lot Dimensions | 130 ft deep x 48 ft wide |
| View / Lot | Urban |
| Porch | Covered Porch |
| Porch Area | 158 sqft |
| Shed | 1 Shed |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 306-8-3 |
|---|---|
| Street Address | 95 VALLEY AVE |
| City | WALDEN |
| State | NY |
| Zip | 12586-1435 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Description | LT 24 + PT LT 25 RICHARDS |
| Legal Block | 8 |
| Legal Lot Number | 3.000 |
| Jurisdiction | ORANGE NY |
| Township / Civil Division | MONTGOMERY |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 10702 |
Source: Orange County and Montgomery Town records, as of April 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 95 VALLEY AVE, WALDEN, NY 12586-1435 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 4, 2024 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Sep 26, 2022 | Deed, Transfer · FHA Mortgage PRIME LENDING, A PLAINSCAPITAL COMP |
| Oct 30, 2017 | Deed of Trust, Mortgage · Line of Credit KEYBANK USA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 26, 2022 · Amount on Record |
| Deed Sale | Sep 26, 2022 · Amount on Record |
| Prior Sale | Aug 10, 2016 · Amount on Record |
| Deed Document Number | 202269352 |
| Deed Book / Page | 15314 / 256 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE NY |
| Property Address | 95 VALLEY AVE, WALDEN, NY 12586-1435 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000000708 |
|---|---|
| Date | Jan 4, 2024 |
| Book Page | 15509/1601 |
| Instrument | 20240000708 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 469 Months |
| Due | Feb 1, 2063 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ORANGE NY |
| Recording Date | Sep 26, 2022 |
| Property Address | 95 VALLEY AVE, WALDEN, NY 12586-1435 |
| Document Number | 0000069352 |
| Book / Page | 15314 / 256 |
| Instrument Date | Sep 19, 2022 |
| Instrument | 20220069352 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2023 |
| Title Company | FIDELITY NATIONAL TITLE MA, FIDELITY NATIONAL TITLE (AKA |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 318 CLIFF ST, WALDEN, NY 12586-1030 |
| Document Number | 0000069353 |
|---|---|
| Date | Sep 26, 2022 |
| Instrument | 20220069353 |
| Name | PRIME LENDING, A PLAINSCAPITAL COMP |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE NY |
| Property Address | 95 VALLEY AVE, WALDEN, NY 12586-1435 |
| Document Number | 0000082716 |
| Book / Page | 014322 / 000293 |
| Instrument Date | Oct 30, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 23, 2017 |
| Title Company | AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 95 VALLEY AVE WALDEN NY 125861435, WALDEN, NY 12586-1435 |
| Document Number | 0000082716 |
|---|---|
| Date | Nov 20, 2017 |
| Book Page | 014322/000293 |
| Instrument | 82716 |
| Name | KEYBANK USA |
|---|---|
| Type | Bank |
| Address | BROOKLYN, OH 44144 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Orange County and Montgomery Town assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Orange County |
| County Subdivision | Montgomery Town |
| Municipality | Walden Village |
| Unified School District | Valley Central School District (Montgomery) (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $120,000 (-) Land $18,100 Building $101,900 | $324,300 (+8.1%) | |
| 2024 | $8,283.00 | $120,000 (-) Land $18,100 Building $101,900 | $300,000 (+5.01%) |
| 2023 | $120,000 (-) Land $18,100 Building $101,900 | $285,700 (+16.66%) Land $43,093 Building $242,607 | |
| 2022 | $120,000 Land $18,100 Building $101,900 | $244,900 Land $36,939 Building $207,961 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 26, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDEN VILLAGE serves 7,007 people · EPA ID NY3503559 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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