Ludlow Town property record for 95 Upper Crossroad, Ludlow, VT 05149 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 2,644 sqft · built 1986 |
| Lot Size | 0.36 acres (15,682 sqft) |
| Owner | Individual Name on File |
| Last Sale | $555,000 (Nov 2014) |
| Tax Bill | $14,767 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 363-112-11738 |
| Primary APN | 363-112-11738 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,644 sqft Living Area |
| Gross Area | 4,030 sqft |
| Basement Area | 1,200 sqft |
| Unfinished Basement | 1,200 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Elevator | Elevator |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Contemporary |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 15,682 sqft (0.36 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Street Address | 95 UPPER XRD |
|---|---|
| City | LUDLOW |
| State | VT |
| Zip | 05149 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | UPPER LOOP 95 |
| Jurisdiction | LUDLOW VT |
| Township / Civil Division | LUDLOW |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 966300 |
Source: Ludlow Town records · APN 363-112-11738
Assessment roll updated June 5, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 19 OLD BARN RD, FAIRFIELD, CT 06824-3844 |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 14, 2014 · Amount on Record |
| Deed Sale | Nov 14, 2014 · Amount on Record |
| Deed Document Number | 201411261134456002 |
| Record Updated | Sep 20, 2026 |
Source: Ludlow Town records · Assessment roll updated June 5, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Vermont |
| County | Windsor County |
| County Subdivision | Ludlow Town |
| Elementary School District | Ludlow Mt. Holly Unified Union School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $14,767.00 (-12.34%) | $799,900 (-) Land $323,200 Building $476,700 |
| 2024 | $16,846.00 | $799,900 Land $323,200 Building $476,700 |
Source: FEMA National Flood Hazard Layer, Windsor County (50027C), updated April 13, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 500279663002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 28 individual NFIP policies nearby |
| Nearby Flood Policies | 122 units insured 94 under condo master policies |
| Nearby Flood Claims | 31 (1981–2023) |
| Claims Outside the SFHA | 4 of 31 |
| Most Recent Claim | Jul 2023, rainfall accumulation, Severe Storms, Flooding, Landslides, And Mudslides |
| Claims By Storm |
|
| Wildfire Risk | Low above 20% of the US · above 52% of Vermont |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 79 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| TDS Telecom | Fiber | 8,000 / 8,000 |
| Xfinity | Cable | 1,200 / 35 |
| Verizon | Fixed Wireless | 300 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G (outdoors only) and 4G LTE
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