Middlesex County and Concord Town property record for 95 Upland Rd, Concord, MA 01742
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 3,492 sqft · built 1938 |
| Lot Size | 0.509 acres (22,178 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,495,000 (Jun 2018) |
| Tax Bill | $209 (2025) |
| Deeds & Mortgages | May 2021 Refinance May 2021 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | CONC M:10D B:2741 |
| Primary APN | CONC M:10D B:2741 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,492 sqft Living Area |
| Gross Area | 6,908 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 22,178 sqft (0.509 acres) |
| Garage Type | Basement |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 3832 |
|---|---|
| Street Address | 95 UPLAND RD |
| City | CONCORD |
| State | MA |
| Zip | 01742-4031 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | B |
| Legal Block | 2741 |
| Jurisdiction | CONCORD MA |
| Township / Civil Division | CONCORD |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 361200 |
Source: Middlesex County and Concord Town records · APN CONC M:10D B:2741
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 95 UPLAND RD, CONCORD, MA 01742-4031 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| May 04, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance FIRST REPUBLIC BANK |
| May 04, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance FIRST REPUBLIC BANK |
| Jun 29, 2018 | Quit Claim Deed, Transfer FIRST REPUBLIC BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 29, 2018 · Amount on Record |
| Deed Sale | Jun 29, 2018 · Amount on Record |
| Prior Sale | Aug 21, 2000 · Amount on Record |
| Deed Book / Page | 71247 / 375 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONCORD MA |
| Property Address | 95 UPLAND RD, CONCORD, MA 01742-4031 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00077684-5 |
|---|---|
| Date | May 04, 2021 |
| Book Page | 77684/5 |
| Instrument | 100927 |
| Name | FIRST REPUBLIC BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONCORD MA |
| Property Address | 95 UPLAND RD, CONCORD, MA 01742-4031 |
| Transaction Type | Mortgage |
| Record Updated | May 21, 2021 |
| Name | Verified Name |
|---|
| Document Number | 77684-5 |
|---|---|
| Date | May 04, 2021 |
| Book Page | 77684/5 |
| Instrument | 100927 |
| Name | FIRST REPUBLIC BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CONCORD MA |
| Recording Date | Jun 29, 2018 |
| Property Address | 95 UPLAND RD, CONCORD, MA 01742-4031 |
| Document Number | 71247-375 |
| Book / Page | 71247 / 375 |
| Instrument | 96467 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $137.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 95 UPLAND RD, CONCORD, MA 01742-4031 |
| Document Number | 712470378 |
|---|---|
| Date | Jun 29, 2018 |
| Instrument | 71247/0378 |
| Name | FIRST REPUBLIC BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 29, 2048 |
| Rate | 3.85% |
|---|---|
| Max Rate At Change | 70.1% |
| Max Rate | 2.5% |
Source: Middlesex County and Concord Town records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Concord Town |
| Elementary School District | Concord School District (PK - 08) |
| Secondary School District | Concord-Carlisle School District (09 - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $209.00 (-98.99%) | $1,577,800 (-) Land $503,700 Building $1,074,100 | $1,943,890 |
| 2024 | $20,717.00 (+7.95%) | $1,577,800 (+6.54%) Land $503,700 Building $1,074,100 | |
| 2023 | $19,192.00 | $1,480,900 Land $457,900 Building $1,023,000 |
Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), as of September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250173612002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 20 units insured incl. 16 condo units |
| Nearby Flood Claims | 2 (1990–2010) |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Town of Concord, Massachusetts Fiber | 1,000 / 1,000 |
May also be available: Verizon.
Based on FCC filings for 142 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system MA3067000, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CONCORD WATER DEPT serves 18,788 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 5 ppb (2024–2026) action level 15 ppb |
| Water Quality | Bromate resolved · Jul 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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