95 Union St, Keene, NH 03431 Property Records

Cheshire County and Keene City property record for 95 Union St, Keene, NH 03431

Property Summary

Property Type	Duplex
Details	5 bd · 2 ba · 2,703 sqft · built 1880
Lot Size	0.15 acres (6,534 sqft)
Owner	Company Name on File
Last Sale	$179,933 (Apr 2020)
Tax Bill	$7,238 (2025)
Deeds & Mortgages	Feb 2025 Refinance Jun 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`KEEN M:554 L:22`

Property Details

APN / Parcel Number

Primary APN	`KEEN M:554 L:22`
Alternative APN	`554022000000000`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,703 sqft Living Area
Gross Area	4,098 sqft
1st Floor Area	1,430 sqft
Basement Area	790 sqft
Unfinished Basement	790 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,534 sqft (0.15 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	554022000000000
Street Address	95 UNION ST
City	KEENE
State	NH
Zip	03431-3050
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	HD
Legal Lot Number	22
Jurisdiction	KEENE CITY NH
Township / Civil Division	KEENE
Census Block Group	1
Census Block	1004
Census Tract	971300

Owner

95 Union St, a duplex, is owned by a company that acquired it in June 2022.

Source: Cheshire County and Keene City records, as of April 28, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 201, CHESTERFIELD, NH 03443-0201
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2025	Deed of Trust, Mortgage · Stand-Alone Refinance SAVINGS BANK OF WALPOLE
Jun 13, 2022	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2020 · Amount on File
Deed Sale	Apr 30, 2020 · Amount on File
Deed Document Number	20203253
Deed Book / Page	3107 / 1100
Last Transfer Date	Jun 13, 2022
Transfer Doc	003215-981
Record Updated	Jun 8, 2026

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KEENE CITY NH
Property Address	95 UNION ST, KEENE, NH 03431-3050
Transaction Type	Mortgage
Record Updated	Dec 8, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003301-697
Date	Feb 12, 2025
Book Page	3301/697
Instrument	2500894

Lender

Name	SAVINGS BANK OF WALPOLE
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2055

June 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KEENE CITY NH
Recording Date	Jun 13, 2022
Property Address	95 UNION ST, KEENE, NH 03431-3050
Document Number	003215-981
Book / Page	3215 / 981
Instrument Date	Jun 13, 2022
Instrument	2205467
Transaction Type	Transfer
Record Updated	Dec 8, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 201, CHESTERFIELD, NH 03443-0201

Tax Assessment & Valuation

The 2025 property tax bill for 95 Union St was $7,238, up 3.9% from the year before.

Source: Cheshire County and Keene City assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Cheshire County
Municipality	Keene City
Unified School District	Keene School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$7,238.00 (+3.92%)	$210,600 (-) Land $37,400 Building $173,200
2024	$6,965.00 (+3.71%)	$210,600 (-) Land $37,400 Building $173,200
2023	$6,716.00 (+2.77%)	$210,600 (-) Land $37,400 Building $173,200
2022	$6,535.00	$210,600 Land $37,400 Building $173,200

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 95 Union St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 95 Union St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KEENE WATER DEPT serves 30,000 people · EPA ID NH1241010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 464 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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