95 Triple J Loop, Trout Creek, MT 59874 Property Records

Sanders County property record for 95 Triple J Loop, Trout Creek, MT 59874

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,820 sqft · built 2021
Lot Size	9.71 acres (422,968 sqft)
Owner	Individual Name on File
Last Sale	$587,860 (May 2026)
Tax Bill	$3,682 (2026)
Deeds & Mortgages	Dec 2021 Line of Credit Nov 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R816291`

Property Details

APN / Parcel Number

Primary APN	`R816291`
Alternative APNs	`35-3457-34-3-01-40-0000` `0000011656`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,820 sqft Living Area
1st Floor Area	2,820 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	422,968 sqft (9.71 acres)
Garage Type	Mixed
Garage Area	4,680 sqft
Parking Spaces	16 Parking Spaces
Porch	Slab
Porch Area	870 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	0000011656
Street Address	95 TRIPLE J LOOP
City	TROUT CREEK
State	MT
Zip	59874-9001
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BIG SKY RANCH ESTATES, S34, T24 N, R31 W, LOT 14, ACRES 9.71
Legal Range	31W
Legal Township	24N
Legal Section	34
Legal Subdivision	BIG SKY RANCH ESTATES
Legal Lot Number	14
Jurisdiction	SANDERS MT
Township / Civil Division	THOMPSON FALLS-WEST END
Census Block Group	3
Census Block	3083
Census Tract	202

Owner

95 Triple J Loop is owned and occupied by an individual who bought it in May 2026.

Source: Sanders County records, as of September 9, 2026

Owner of Record	Individual Name on File
Mailing Address	95 TRIPLE J LOOP, TROUT CREEK, MT 59874-9001
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2021	Deed of Trust, Mortgage · Line of Credit FIRST SECURITY BANK OF MISSOULA
Nov 25, 2024	Deed of Trust, Mortgage · Conventional Mortgage WHITEFISH CU
May 20, 2026	Quit Claim Deed, Transfer · Seller Carry-Back NONE LISTED ON DOCUMENT
Jul 23, 2021	Warranty Deed, Transfer NOT AVAILABLE, CFT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 20, 2026 · Amount on File
Deed Sale	May 20, 2026 · Amount on File
Prior Sale	Jul 23, 2021
Deed Document Number	2026340316
Prior Transfer Date	May 19, 2026
Prior Transfer Doc	0000340316
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANDERS MT
Property Address	95 TRIPLE J LOOP, TROUT CREEK, MT 59874-9001
Transaction Type	Mortgage
Record Updated	Jun 12, 2026
Title Company	CAPITAL FUND TITLE, CAPITAL FUNDING TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 FAME RD, THOMPSON FALLS, MT 59873-8508

Mortgage

Document Number	0000324076
Date	Dec 1, 2021
Instrument	324076

Lender

Name	FIRST SECURITY BANK OF MISSOULA
Type	Bank
Address	MISSOULA, MT 59806

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANDERS MT
Property Address	95 TRIPLE J LOOP, TROUT CREEK, MT 59874-9001
Transaction Type	Mortgage
Record Updated	Jun 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	95 TRIPLE J LOOP, TROUT CREEK, MT 59874-9001

Mortgage

Document Number	0000334310
Date	Nov 25, 2024
Instrument	334310

Lender

Name	WHITEFISH CU
Type	Credit Union
Address	WHITEFISH, MT 59937

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 25, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.12%
Type Change Date	Nov 25, 2031
Change Frequency	Annually
Min Rate At Change	4.12%
Max Rate At Change	8.12%
Index	Other
Max Rate	11.1%

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANDERS MT
Recording Date	May 20, 2026
Property Address	95 TRIPLE J LOOP, TROUT CREEK, MT 59874-9001
Document Number	0000340316
Instrument Date	May 19, 2026
Instrument	2026340316
Transaction Type	Transfer
Record Updated	Jun 1, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000340317,
Date	May 20, 2026
Instrument	2026340317

Lender

Special Notes	Seller Financed

Agreement

Type	Seller Carry-Back
Amount	Amount on Record

Interest

Rate	6.37%
Max Rate	-1%

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANDERS MT
Recording Date	Jul 23, 2021
Property Address	95 TRIPLE J LOOP, TROUT CREEK, MT 59874-9001
Document Number	0000322442
Instrument Date	Jul 23, 2021
Instrument	322442
Transaction Type	Transfer
Record Updated	Aug 17, 2022
Title Company	NOT AVAILABLE, CFT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	40 RAINBOW LOOP, 40, NOXON, MT 59853-9787

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 1481, TROUT CREEK, MT 59874-1481

Tax Assessment & Valuation

The 2026 property tax bill for 95 Triple J Loop was $3,682 with a homeowner's exemption, down 21.5% from the year before.

Source: Sanders County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Sanders County
Secondary School District	Thompson Falls High School District (09 - 12)
Elementary School District	Trout Creek Elementary School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,682.00 (-21.46%) Homeowner's exemption	$966,500 (-)
2025	$4,688.00	$966,500	$966,500 Land $201,003 Building $765,497
2023	$4,555.00	$713,400	$713,400 Land $110,095 Building $603,305

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 95 Triple J Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 14, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 95 Triple J Loop is moderate, ranking above 65% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 43% of Montana
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blackfoot Telephone Cooperative Fiber	1,000 / 500

Cell Coverage

5G and 4G LTE (outdoors only)

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