Jackson County property record for 95 Top Drop Ln, Sylva, NC 28779 · Last verified August 2023
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1978 |
| Square Footage | 1,224 sqft Heated Area |
| Lot Size | 65,340 sqft (1.5 acres) |
| Garage | Carport, 512 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $684.00 (2023) |
| Primary APN | 7672-44-8825 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,224 sqft Heated Area |
| 1st Floor | 1,224 sqft 1st Floor |
| Stories | 1 Stories |
| Interior Structure | Plywood Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1978 |
|---|---|
| Exterior Material | Concrete Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 65,340 sqft (1.5 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Carport Garage |
| Garage Area | 512 sqft Garage |
| Carport | Carport |
| Deck Area | 48 sqft Deck |
|---|---|
| Patio Area | 48 sqft Patio |
| Porch | Open Porch |
| Porch Area | 456 sqft Porch |
| Topography | Rolling Topography |
| Cooling System | None Cooling |
|---|---|
| Heating System | Radiant Heating |
| Heating Fuel | Electric Heating Fuel |
| Account Number | 45518 |
|---|---|
| Street Address | 95 TOP DROP LN |
| City | SYLVA |
| State | NC |
| Zip | 28779-8111 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LT 12, 12A OFF LICK LOG RD |
| Legal Township | 25 |
| Legal Subdivision | 15 KIMBREK-MELEE TERRACE |
| Legal Lot Number | 12A |
| Jurisdiction | JACKSON NC |
| Minor Civil Division | SCOTT CREEK |
| Census Blockgroup | 1 |
| Census Block | 1037 |
| Census Tract | 950200 |
Source: Jackson County records · APN 7672-44-8825
Assessment roll updated January 1, 2023 · Last verified August 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 95 TOP DROP LN, SYLVA, NC 28779-8111 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 09, 2025 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage PLANET HOME LENDING LLC |
| Apr 25, 2023 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage AMERISAVE MORTGAGE CORP |
| Oct 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| May 22, 2020 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage LOANDEPOT.COM LLC |
| Nov 01, 2018 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage COMMISSIONER/HSNG & URBAN DEV |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 01, 2018 |
| Deed Sale | Nov 01, 2018 |
| Deed Doc Number | 0002226276 |
| Deed Book / Page | 2226 / 276 |
| Record Refreshed | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON NC |
| Property Address | 95 TOP DROP LN, SYLVA, NC 28779-8111 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2025 |
| Title Company | FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 95 TOP DROP LN, SYLVA, NC 28779-8111 |
| Document Number | 0024060850 |
|---|---|
| Date | Oct 09, 2025 |
| Book Page | 2406/850 |
| Name | PLANET HOME LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | 321 RESEARCH PKWY STE 303, MERIDEN, CT 06450 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 331 Months |
| Due | May 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON NC |
| Property Address | 95 TOP DROP LN, SYLVA, NC 28779-8111 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2023 |
| Title Company | 2020 TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 95 TOP DROP LN, SYLVA, NC 28779-8111 |
| Document Number | 0023541876 |
|---|---|
| Date | Apr 25, 2023 |
| Book Page | 2354/1876 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON NC |
| Property Address | 95 TOP DROP LN, SYLVA, NC 28779-8111 |
| Transaction Type | Mortgage |
| Record Updated | Dec 08, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0023180053 |
|---|---|
| Date | Oct 28, 2021 |
| Book Page | 2318/53 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON NC |
| Property Address | 95 TOP DROP LN, SYLVA, NC 28779-8111 |
| Document Number | 0022671461 |
| Instrument Date | May 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2020 |
| Title Company | SERVICELINK EAST ESCROW |
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 95 TOP DROP LN SYLVA NC 287798111, SYLVA, NC 28779-8111 |
| Document Number | 0022671461 |
|---|---|
| Date | Jun 01, 2020 |
| Book Page | 002267/001461 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 31, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON NC |
| Recording Date | Nov 01, 2018 |
| Property Address | 95 TOP DROP LN, SYLVA, NC 28779-8111 |
| Document Number | 0022260276 |
| Book / Page | 002226 / 000276 |
| Instrument Date | Oct 26, 2018 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2019 |
| Title Company | FNC TITLE SERVICES, FNC TITLE SVCS |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 1300 PICCARD DR ROCKVILLE MD 208504303, ROCKVILLE, MD 20850-4303 |
| Document Number | 22260292 |
|---|---|
| Date | Nov 01, 2018 |
| Book Page | 002226/000292 |
| Name | COMMISSIONER/HSNG & URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 1032 Months |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.52% |
| Document Number | 22260278, |
|---|---|
| Date | Nov 01, 2018 |
| Book Page | 002226/000278 |
| Name | AMERICAN ADVISORS |
|---|---|
| Address | ORANGE, CA 92868 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 1032 Months |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.52% |
Source: Jackson County records · Assessment roll updated January 1, 2023 · Last verified August 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Jackson County |
| Unified School District | Jackson County Schools (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2023 | $684.00 | $180,150 Land $46,340 Building $133,810 |
95 Top Drop Ln is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · Jackson County (37099C), updated January 16, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 40th percentile of exposed land nationally · 58th in North Carolina |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 1,429 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures