Middlesex County and Reading Town property record for 95 Timberneck Dr, Reading, MA 01867
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,202 sqft · built 1960 |
| Lot Size | 0.599 acres (26,079 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $126,206 (Jul 2016) |
| Tax Bill | $9,642 (2025) |
| Deeds & Mortgages | Jan 2023 Refinance Nov 2017 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | READ M:035.0-0000-0043.0 |
| Primary APN | READ M:035.0-0000-0043.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,202 sqft Living Area |
| Gross Area | 3,259 sqft |
| Basement Area | 1,435 sqft |
| Unfinished Basement | 990 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1967 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 26,079 sqft (0.599 acres) |
| Garage Type | Attached |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 1450000001090 |
|---|---|
| Street Address | 95 TIMBERNECK DR |
| City | READING |
| State | MA |
| Zip | 01867-1846 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 334400 |
Source: Middlesex County and Reading Town records · APN READ M:035.0-0000-0043.0
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 95 TIMBERNECK DR, READING, MA 01867-1846 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jan 10, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance READING COOPERATIVE BANK |
| Nov 22, 2017 | Deed of Trust, Mortgage PROVIDENT FUNDING ASSOCIATES LP |
| Mar 09, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance ONE AMERICAN MORTGAGE |
| Jan 21, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance ONE AMERICAN MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 08, 2016 · Amount on Record |
| Deed Sale | Jul 08, 2016 · Amount on Record |
| Prior Sale | Dec 23, 2014 · Amount on Record |
| Deed Document Number | 2016113422 |
| Deed Book / Page | 67586 / 64 |
| Transfer Doc | 59263-282 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 95 TIMBERNECK DR, READING, MA 01867-1846 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2023 |
| Name | Verified Name |
|---|
| Document Number | 081146-258 |
|---|---|
| Date | Jan 10, 2023 |
| Book Page | 81146/258 |
| Instrument | 2728 |
| Name | READING COOPERATIVE BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Feb 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 95 TIMBERNECK DR, READING, MA 01867-1846 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 70277-282 |
|---|---|
| Date | Nov 22, 2017 |
| Book Page | 70277/282 |
| Instrument | 190449 |
| Name | PROVIDENT FUNDING ASSOCIATES LP |
|---|---|
| Type | Mortgage Company |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 95 TIMBERNECK DR, READING, MA 01867-1846 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 74258-566 |
|---|---|
| Date | Mar 09, 2020 |
| Book Page | 74258/566 |
| Instrument | 35486 |
| Name | ONE AMERICAN MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 95 TIMBERNECK DR, READING, MA 01867-1846 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 76749-288 |
|---|---|
| Date | Jan 21, 2021 |
| Book Page | 76749/288 |
| Instrument | 14402 |
| Name | ONE AMERICAN MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2051 |
Source: Middlesex County and Reading Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,642.00 (+1.16%) | $846,500 (+4.09%) Land $515,500 Building $331,000 | $1,095,160 (+18.25%) |
| 2024 | $9,531.00 (+2.35%) | $813,200 (+9.95%) Land $495,200 Building $318,000 | $926,155 |
| 2023 | $9,312.00 | $739,600 Land $446,500 Building $293,100 |
Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250173344001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 211 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | READING WATER DEPARTMENT (MWRA) serves 26,262 people |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Nov 2023 |
| Lead | 8 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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