Hamilton County property record for 95 Thornton Ave, Cincinnati, OH 45233
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 3,631 sqft · built 1891 |
| Lot Size | 0.525 acres (22,869 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $138,900 (Aug 2019) |
| Tax Bill | $4,836 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Jun 2024 Mortgage + 3 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 167-0002-0042-00 |
| Primary APN | 167-0002-0042-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,631 sqft Living Area |
| 1st Floor Area | 1,481 sqft |
| 2nd Floor Area | 1,481 sqft |
| Attic | Attic |
| Attic Area | 669 sqft |
| Basement Area | 1,481 sqft |
| Year Built | Built 1891 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 22,869 sqft (0.525 acres) |
| Lot Width | 375 ft Width |
| Porch | Porch |
| Porch Area | 375 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 95 THORNTON AVE |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45233-1070 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THORNTON AVE FT IRR PTS LOTS 51-52 C W SHORT |
| Legal Subdivision | SHORTS |
| Legal Lot Number | 51-52 52 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 10600 |
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 95 THORNTON AVE, CINCINNATI, OH 45233-1070 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 11, 2021 | Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCIAL RESOURCES INC |
| Jun 25, 2024 | Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| May 22, 2020 | Deed of Trust, Mortgage · FHA Mortgage AMERICAN FIN'L RSRCS |
| Aug 28, 2019 | Warranty Deed, Transfer · FHA Mortgage OTHER INSTITUTIONAL LENDERS |
| Aug 16, 2019 | Deed of Trust, Mortgage · FHA Mortgage OTHER INSTITUTIONAL LENDERS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 28, 2019 · Amount on Record |
| Deed Sale | Aug 28, 2019 · Amount on Record |
| Prior Sale | Jul 22, 2010 · Amount on Record |
| Deed Document Number | 2019-0072208 |
| Deed Book / Page | 13990 / 00096 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 95 THORNTON AVE, CINCINNATI, OH 45233-1070 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Title Company | TIMIOS INC |
| Name | Verified Name |
|---|
| Document Number | 0000031482 |
|---|---|
| Date | Mar 11, 2021 |
| Book Page | 14372/4269 |
| Instrument | 2021-0031482 |
| Name | AMERICAN FINANCIAL RESOURCES INC |
|---|---|
| Type | Funding / Finance Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 95 THORNTON AVE, CINCINNATI, OH 45233-1070 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Name | Verified Name |
|---|---|
| Address | 95 THONTON AVE, CINCINNATI, OH 45233-1070 |
| Document Number | 0000043265 |
|---|---|
| Date | Jun 25, 2024 |
| Book Page | 15194/2388 |
| Instrument | 2024-0043265 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 95 THORNTON AVE, CINCINNATI, OH 45233-1070 |
| Document Number | 0000050804 |
| Instrument Date | May 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 95 THORNTON AVE CINCINNATI OH 452331070, CINCINNATI, OH 45233-1070 |
| Document Number | 0000050804 |
|---|---|
| Date | Jun 1, 2020 |
| Book Page | 014179/000209 |
| Instrument | 50804 |
| Name | AMERICAN FIN'L RSRCS |
|---|---|
| Type | Funding / Finance Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 31, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Aug 28, 2019 |
| Property Address | 95 THORNTON AVE, CINCINNATI, OH 45233-1070 |
| Document Number | 0000072208 |
| Book / Page | 013990 / 000096 |
| Instrument Date | Aug 16, 2019 |
| Instrument | 72208 |
| Transaction Type | Transfer |
| Record Updated | Sep 24, 2019 |
| Title Company | 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $555.60 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 95 THORNTON AVE CINCINNATI OH 452331070, CINCINNATI, OH 45233-1070 |
| Document Number | 72259 |
|---|---|
| Date | Aug 28, 2019 |
| Book Page | 013990/000344 |
| Instrument | 72259 |
| Name | OTHER INSTITUTIONAL LENDERS |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45247 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 27, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 95 THORNTON AVE, CINCINNATI, OH 45233-1070 |
| Document Number | 0000078941 |
| Instrument Date | Aug 16, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 8, 2019 |
| Title Company | ATS TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 95 THORNTON AVE CINCINNATI OH 452331070, CINCINNATI, OH 45233-1070 |
| Document Number | 0000078941 |
|---|---|
| Date | Sep 16, 2019 |
| Book Page | 014002/001862 |
| Instrument | 78941 |
| Name | OTHER INSTITUTIONAL LENDERS |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45247 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 15, 2049 |
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,836.00 (+3.05%) | $76,349 (-) Land $17,178 Building $59,171 | |
| 2024 | $4,693.00 (-2.15%) | $76,349 (-) Land $17,178 Building $59,171 | |
| 2023 | $4,796.00 (+39.18%) | $76,349 (+57.05%) Land $17,178 Building $59,171 | $218,140 (+57.05%) Land $49,080 Building $169,060 |
| 2022 | $3,446.00 Homeowner's exemption | $48,615 Land $14,049 Building $34,566 | |
| 2020 | $138,900 Land $40,140 Building $98,760 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 5 (1993–2025) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Apr 2025 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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