95 The Grayrocks, Highlands, NC 28741 Property Records

Macon County property record for 95 The Grayrocks, Highlands, NC 28741

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,050 sqft · built 2000
Lot Size	0.83 acres (36,155 sqft)
Owner	Individual Name on File
Last Sale	$1,750,000 (Jul 2020)
Tax Bill	$7,394 (2026)
Deeds & Mortgages	Jul 2020 Sale & Mortgage Oct 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`7530316650`

Property Details

APN / Parcel Number

Primary APN	`7530316650`
Alternative APNs	`0543576` `147246`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	4,050 sqft Heated Area
1st Floor Area	3,368 sqft
Upper Floors Area	682 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Rustic
Exterior Material	Logs
Foundation Type	Crossed Walls
Roof Type	Gable
Roof Material	Metal
Lot Area	36,155 sqft (0.83 acres)
Terrain	Rolling
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Patio
Porch Area	502 sqft
Deck Area	66 sqft
Patio Area	162 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	147246
Street Address	95 THE GRAYROCKS
City	HIGHLANDS
State	NC
Zip	28741
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LOT 6 REVISED GRAYROCKS AT HIGHGATE
Legal Subdivision	GRAYROCKS AT HIGHGATE
Legal Lot Number	6
Jurisdiction	MACON NC
Township / Civil Division	HIGHLANDS
Census Block Group	1
Census Block	1045
Census Tract	970501

Owner

95 The Grayrocks is owned by an individual who bought it in July 2020.

Source: Macon County records, as of October 6, 2026

Owner of Record	Individual Name on File
Mailing Address	1020 WIMBERLY RD, HAWKINSVILLE, GA 31036-9630
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2020	Warranty Deed, Transfer · Conventional Mortgage UBS BANK USA
Oct 17, 2018	Special Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 27, 2020 · Amount on File
Deed Sale	Jul 27, 2020 · Amount on File
Deed Document Number	20205109
Deed Book / Page	40 / 1369
Record Updated	Oct 29, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Jul 27, 2020
Property Address	95 THE GRAYROCKS, HIGHLANDS, NC 28741
Document Number	00B40/1369
Book / Page	B-40 / 1369
Map Reference	CARD 10243
Instrument Date	Jul 27, 2020
Instrument	2020005109
Transaction Type	Transfer
Record Updated	Nov 8, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,500.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1306 W ABRAM ST, 1306, PANTEGO, TX 76013-1703

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1020 WIMBERLY RD, HAWKINSVILLE, GA 31036-9630

Mortgage

Document Number	2020005110
Date	Jul 27, 2020
Instrument	2020005110

Lender

Name	UBS BANK USA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Aug 1, 2030
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	7.75%
Index	1-Year LIBOR
Max Rate	7.75%

October 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MACON NC
Recording Date	Oct 17, 2018
Property Address	95 THE GRAYROCKS, HIGHLANDS, NC 28741
Document Number	00W38/0507
Book / Page	W-38 / 0507
Map Reference	MB G-27 PG 1997
Instrument Date	Oct 9, 2018
Instrument	2018007191
Transaction Type	Transfer
Record Updated	Nov 8, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1708, HIGHLANDS, NC 28741-1708

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 95 The Grayrocks was $7,394, up 3.4% from the year before.

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,394.00 (+3.44%)	$2,389,690 Land $250,000 Building $2,139,690	$2,389,690 Land $250,000 Building $2,139,690
2025	$7,148.00
2023	$7,124.00	$2,376,790 Land $250,000 Building $2,126,790	$2,376,790 Land $250,000 Building $2,126,790

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 95 The Grayrocks in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	3 (2003–2004)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2004 · Hurricane Ivan
Claims by Event	Hurricane Ivan, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 95 The Grayrocks is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Vyve Broadband Cable	1,000 / 50
Starlink Satellite	280 / 30

May also be available: Hotwire Communications.

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