Elmore County property record for 95 Ten Cedars Dr, Titus, AL 36080
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,512 sqft · built 1988 |
| Lot Size | 2.18 acres (95,080 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $399 (2026) |
| Deeds & Mortgages | Jun 2019 Line of Credit Feb 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-01-02-0-000-002.021 |
| Primary APN | 13-01-02-0-000-002.021 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,512 sqft Living Area |
| 1st Floor Area | 1,512 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Wood Shingle |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 95,080 sqft (2.18 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Porch | Slab |
| Porch Area | 132 sqft |
| Utility Building | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 95 TEN CEDARS DR |
|---|---|
| City | TITUS |
| State | AL |
| Zip | 36080-3203 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 14 TEN CEDARS PLAT 1 8/29 |
| Legal Range | 18E |
| Legal Township | 19N |
| Legal Section | 02 |
| Legal Subdivision | TEN CEDARS 1 |
| Legal Lot Number | 14 |
| Jurisdiction | ELMORE AL |
| Township / Civil Division | TITUS |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 30200 |
95 Ten Cedars Dr is owned and occupied by an individual who acquired it in June 2016.
Source: Elmore County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 95 TEN CEDARS DR, TITUS, AL 36080-3203 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 6, 2019 | Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY BANK OF CENTRAL ALABAMA |
| Feb 10, 2022 | Warranty Deed, Transfer · Conventional Mortgage TRUSTMARK NATIONAL BANK |
| Jan 17, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jun 7, 2016 |
| Transfer Doc | 02017/2492 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELMORE AL |
| Property Address | 95 TEN CEDARS DR, TITUS, AL 36080-3203 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2019/27806 |
|---|---|
| Date | Jun 6, 2019 |
| Book Page | 2019/27806 |
| Name | FIRST COMMUNITY BANK OF CENTRAL ALABAMA |
|---|---|
| Type | Bank |
| Address | ECLECTIC, AL 36024 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 1, 2034 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ELMORE AL |
| Recording Date | Feb 10, 2022 |
| Property Address | 95 TEN CEDARS DR, TITUS, AL 36080-3203 |
| Document Number | 02022/8902 |
| Book / Page | 2022 / 8902 |
| Map Reference | MB 8 PG 29 |
| Instrument Date | Feb 9, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2023 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 95 TEN CEDARS DR, TITUS, AL 36080-3203 |
| Name | Verified Name |
|---|---|
| Address | 3597 GRASS FARM RD, EQUALITY, AL 36026-3121 |
| Document Number | 0020228906 |
|---|---|
| Date | Feb 10, 2022 |
| Instrument | 2022/8906 |
| Name | TRUSTMARK NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ELMORE AL |
| Recording Date | Jan 17, 2017 |
| Property Address | 95 TEN CEDARS DR, TITUS, AL 36080-3203 |
| Document Number | 02017/2492 |
| Book / Page | 2017 / 2492 |
| Map Reference | MB 8 PG 29 |
| Instrument Date | Jun 7, 2016 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 83 HAYES RIDGE RD, TALLASSEE, AL 36078-4415 |
| Name | Verified Name |
|---|---|
| Address | 95 TEN CEDARS DR, TITUS, AL 36080-3203 |
The 2026 property tax bill for 95 Ten Cedars Dr was $399.
Source: Elmore County assessment roll, as of March 19, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Elmore County |
| Unified School District | Elmore County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $399.00 | ||
| 2025 | $399.00 | $15,700 (-) | $156,900 (-) Land $30,000 Building $126,900 |
| 2024 | $399.00 (+5.84%) | $15,700 (+5.94%) | $156,900 (+5.87%) Land $30,000 Building $126,900 |
| 2023 | $377.00 (+26.94%) | $14,820 (+27.53%) Land $3,000 Building $11,820 | $148,200 (+27.53%) Land $30,000 Building $118,200 |
| 2022 | $297.00 | $11,621 Land $3,000 Building $8,621 | $116,210 Land $30,000 Building $86,210 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 95 Ten Cedars Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 95 Ten Cedars Dr is moderate, ranking above 62% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · above 80% of Alabama |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CENTRAL ELMORE WATER & SEWER AUTHORITY serves 39,798 people · EPA ID AL0000547 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Central Access Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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