95 Tanner Rd, Constantia, NY 13044 Property Records

Oswego County and Constantia Town property record for 95 Tanner Rd, Constantia, NY 13044

Property Summary

Property Type	Rural Home
Details	4 bd · 1 ba · 1,640 sqft · built 1888
Lot Size	145 acres (6,347,128 sqft)
Owner	2 Individual Names on Record
Last Sale	$240,000 (Oct 2025)
Tax Bill	$5,494 (2026)
Deeds & Mortgages	Jun 2026 Line of Credit Oct 2025 Sale
Flood Zone	Zone X (minimal risk)
APN	`352689 228.00-02-01`

Property Details

APN / Parcel Number

Primary APN	`352689 228.00-02-01`
Alternative APN	`268922800000020010000000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,640 sqft Living Area
1st Floor Area	1,090 sqft
2nd Floor Area	550 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1888
Effective Year Built	Effective 1888
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	6,347,128 sqft (145 acres)
Porch	Porch
Porch Area	278 sqft
Pole Barn	Pole Barn

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	95 TANNER RD
City	CONSTANTIA
State	NY
Zip	13044-2753
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	LOT 2 140-006-000 WLA
Legal Subdivision	SCRIBAS PATENT
Legal Block	2
Legal Lot Number	1.000
Jurisdiction	OSWEGO NY
Township / Civil Division	CONSTANTIA
Census Block Group	2
Census Block	2009
Census Tract	20600

Owner

Source: Oswego County and Constantia Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	157 COUNTY ROUTE 23B, CONSTANTIA, NY 13044-3726
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2026	Deed of Trust, Mortgage · Line of Credit FARM CREDIT EAST ACA
Oct 20, 2025	Warranty Deed, Transfer INDEPENDENT TITLE AGENCY, INDEPENDENT TITLE AGENCY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 20, 2025 · Amount on Record
Deed Sale	Oct 20, 2025 · Amount on Record
Deed Document Number	2025R2025009252
Prior Transfer Date	Oct 16, 2008
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSWEGO NY
Recording Date	Jun 5, 2026
Property Address	95 TANNER RD, CONSTANTIA, NY 13044-2753
Document Number	0000004760
Instrument Date	Jun 2, 2026
Instrument	20264760
Transaction Type	Mortgage
Record Updated	Jul 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004760,
Date	Jun 5, 2026
Instrument	20264760

Lender

Name	FARM CREDIT EAST ACA

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Initial Type	Adjustable Rate
Change Frequency	Monthly
Max Rate	-1%

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSWEGO NY
Recording Date	Oct 20, 2025
Property Address	95 TANNER RD, CONSTANTIA, NY 13044-2753
Document Number	0000009252
Instrument Date	Oct 9, 2025
Instrument	R-2025-009252
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	INDEPENDENT TITLE AGENCY, INDEPENDENT TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Tax	$960.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	95 TANNER RD, CONSTANTIA, NY 13044-2753

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	157 COUNTY ROUTE 23B, CONSTANTIA, NY 13044-3726
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Oswego County and Constantia Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
County Subdivision	Constantia Town
Unified School District	Central Square Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,494.00
2025		$138,600 (-) Land $86,100 Building $52,500	$252,000 (+9.09%) Land $156,545 Building $95,455
2024		$138,600 (-) Land $86,100 Building $52,500	$231,000 (+8.33%) Land $143,500 Building $87,500
2023		$138,600 Land $86,100 Building $52,500	$213,231 Land $132,462 Building $80,769

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	1 (1993)
Most Recent Claim	Mar 1993 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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