95 Sylvester Rd, Florence, MA 01062 Property Records

Hampshire County and Northampton City property record for 95 Sylvester Rd, Florence, MA 01062

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,087 sqft · built 1920
Lot Size	0.72 acres (31,359 sqft)
Owner	Individual Name on Record
Last Sale	$310,000 (Jan 2023)
Tax Bill	$4,251 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit Jan 2023 Sale & Mortgage
APN	`NHAM M:0035 B:0042 L:0001`

Property Details

APN / Parcel Number

Primary APN	`NHAM M:0035 B:0042 L:0001`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,087 sqft Living Area
1st Floor Area	1,087 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	31,359 sqft (0.72 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	95 SYLVESTER RD
City	FLORENCE
State	MA
Zip	01062-9778
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Block	42
Legal Lot Number	1
Jurisdiction	NORTHAMPTON MA
Township / Civil Division	NORTHAMPTON
Census Block Group	1
Census Block	1043
Census Tract	821700

Owner

Source: Hampshire County and Northampton City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	95 SYLVESTER RD, FLORENCE, MA 01062-9778
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2023	Deed of Trust, Mortgage · Line of Credit GREENFIELD SAVINGS BANK
Jan 6, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage SEMPER HOME LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 6, 2023 · Amount on Record
Deed Sale	Jan 6, 2023 · Amount on Record
Prior Sale	May 26, 2006 · Amount on Record
Deed Book / Page	14776 / 326
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHAMPTON MA
Property Address	95 SYLVESTER RD, NORTHAMPTON, MA 01062-9778
Transaction Type	Mortgage
Record Updated	Nov 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	014953-283
Date	Sep 7, 2023
Book Page	14953/283
Instrument	13812

Lender

Name	GREENFIELD SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Oct 1, 2048

Interest

Rate Type	Adjustable Rate

January 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NORTHAMPTON MA
Recording Date	Jan 6, 2023
Property Address	95 SYLVESTER RD, NORTHAMPTON, MA 01062-9778
Document Number	014776-326
Book / Page	14776 / 326
Instrument Date	Jan 6, 2023
Instrument	292
Transaction Type	Transfer
Record Updated	Nov 11, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 SCHOOL ST, MONTAGUE, MA 01351-8934

Mortgage

Document Number	0000000293
Date	Jan 6, 2023
Instrument	293

Lender

Name	SEMPER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hampshire County and Northampton City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampshire County
Municipality	Northampton City
Unified School District	Northampton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,251.00 (+9.84%)	$305,200 (+24.93%) Land $96,200 Building $209,000	$396,340 (+6.65%)
2024			$371,640
2023	$3,870.00	$244,300 Land $83,400 Building $160,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	27 (1982–2023)
Claims Outside the SFHA	1 of 27
Most Recent Claim	Dec 2023 · river or lake flooding
Claims by Event	Tropical Storm Irene, Aug 2011 · 8 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHAMPTON WATER DIVISION serves 29,571 people · EPA ID MA1214000
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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