95 Sylva Dr, Morehead, KY 40351 Property Records

Rowan County property record for 95 Sylva Dr, Morehead, KY 40351 · Last verified November 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,500 sqft · built 2000
Lot Size1.69 acres (73,616 sqft)
OwnerIndividual Name on File
Last Sale$275,000 (May 2017)
Tax Bill$2,301 (2025)
Deeds & MortgagesDec 2025 Sale & Mortgage
May 2017 Sale
Flood ZoneZone X (minimal risk)
APN062-00 00 028.00

Property Details

APN / Parcel Number

Primary APN062-00 00 028.00
Alternative APNs
  • 8342
  • 8377
  • 8824

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,500 sqft Living Area

Exterior

Year BuiltBuilt 2000
Exterior MaterialAluminum/Vinyl
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area73,616 sqft (1.69 acres)
Garage TypeAttached

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelGas

Location & Zoning

Account Number8824
Street Address95 SYLVA DR
CityMOREHEAD
StateKY
Zip40351-8425
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHOUSE & LOT 4 SECT 3 BLOCK A HOLIDAY EST
Legal SubdivisionHOLIDAY ESTATES
Legal BlockA
Legal Lot Number4
JurisdictionROWAN KY
Township / Civil DivisionMOREHEAD
Census Block Group3
Census Block3007
Census Tract950202

Owner

Source: Rowan County records · APN 062-00 00 028.00

Assessment roll updated April 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address95 SYLVA DR, MOREHEAD, KY 40351-8425
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 08, 2025Deed, Transfer · VA Mortgage
NAVY FCU
May 22, 2017Deed, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 22, 2017 · Amount on Record
Deed SaleMay 22, 2017 · Amount on Record
Deed Document Number405200
Deed Book / PageD264 / 189
Record UpdatedJun 08, 2026

December 2025: Deed, Transfer

Document TypeDeed
JurisdictionROWAN KY
Recording DateDec 08, 2025
Property Address95 SYLVA DR, MOREHEAD, KY 40351-8425
Document Number000D298/50
Book / PageD298 / 50
Map ReferenceCAB 1 SL 299
Instrument DateDec 05, 2025
Instrument2042632
Transaction TypeTransfer
Record UpdatedJun 29, 2026
Title CompanyBLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$345.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address532 POSTELL DR, SAINT SIMONS ISLAND, GA 31522-1821

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address95 SYLVA DR, MOREHEAD, KY 40351-8425

Mortgage

Document Number0002042635
DateDec 08, 2025
Instrument2042635
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2056

May 2017: Deed, Transfer

Document TypeDeed
JurisdictionROWAN KY
Recording DateMay 22, 2017
Property Address95 SYLVA DR, MOREHEAD, KY 40351-8425
Document Number00D264/189
Book / PageD264 / 189
Map ReferenceCAB1 SL299
Instrument DateMay 19, 2017
Instrument405200
Transaction TypeTransfer
Record UpdatedJun 29, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$275.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address95 SYLVA DR, MOREHEAD, KY 40351-8425

Transferred To (Grantee/Buyer)

NameVerified Name
Address95 SYLVA DR, MOREHEAD, KY 40351-8425

Tax Assessment & Valuation

Source: Rowan County records · Assessment roll updated April 1, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateKentucky
CountyRowan County
MunicipalityMorehead City
Unified School DistrictRowan County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,301.00 (-1.79%)$275,000 (-) Land $32,000 Building $243,000$275,000 (-) Land $32,000 Building $243,000
2023$2,343.00$275,000 Land $25,000 Building $250,000$275,000 Land $25,000 Building $250,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rowan County (21205C), updated April 18, 2011 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskLow
above 36% of the US · above 68% of Kentucky
Wildfire LikelihoodAbout 1 in 2,174 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 9 locations within about half a mile of this property, a small sample

ProviderTechnologyDownload / Upload (Mbps)
Uniti GroupFiber2,000 / 2,000
SpectrumCable1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

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