95 Sycamore Rdg, Wetumpka, AL 36093 Property Records

Elmore County property record for 95 Sycamore Rdg, Wetumpka, AL 36093

Property Summary

Property TypeSingle Family Home
Details3 ba · 3,049 sqft · built 2007
Lot Size0.49 acres (21,344 sqft)
OwnerIndividual Name on File
Last Sale$355,000 (Sep 2020)
Deeds & MortgagesMay 2019 Mortgage
Jul 2021 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN23-04-19-0-000-003.027

Property Details

APN / Parcel Number

Primary APN23-04-19-0-000-003.027
Alternative APN
  • A12300569

Interior

Full Baths3 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area3,049 sqft Living Area
1st Floor Area2,186 sqft
2nd Floor Area539 sqft
Upper Floors Area863 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Exterior MaterialBrick
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area21,344 sqft (0.49 acres)
Lot Dimensions224 ft deep x 95 ft wide
Garage TypeAttached
Garage Area648 sqft

Exterior Amenities

Pool TypeIn-Ground Vinyl Pool
Pool Area648 sqft
PorchSlab
Porch Area351 sqft
Deck Area673 sqft
Patio Area673 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address95 SYCAMORE RDG
CityWETUMPKA
StateAL
Zip36093-2645
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 45 MOUNTAIN LAUREL AT EMERALD MOUNTAIN PLAT 2 17/27-28
Legal Range20E
Legal Township17N
Legal Section01
Legal SubdivisionMOUNTAIN LAUREL AT EMERALD MOUNTAIN
Legal Lot Number45
JurisdictionELMORE AL
Township / Civil DivisionWETUMPKA
Census Block Group2
Census Block2002
Census Tract30701

Owner

Source: Elmore County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address95 SYCAMORE RDG, WETUMPKA, AL 36093-2645
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 1, 2019Deed of Trust, Mortgage · VA Mortgage
PENNYMAC LOAN SERVICES LLC
Jul 20, 2021Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Sep 29, 2020Warranty Deed, Transfer · VA Mortgage
CERTAINTY HOME LOANS LLC
Jul 23, 2018Warranty Deed, Transfer
Aug 20, 2014Warranty Deed, Transfer
Aug 28, 2014Correction Deed

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 29, 2020 · Amount on File
Deed SaleSep 29, 2020 · Amount on File
Prior SaleJul 23, 2018 · Amount on File
Deed Book / Page2020 / 69476
Prior Transfer DateAug 18, 2014
Prior Transfer Doc2014/34724
Record UpdatedOct 29, 2026

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionELMORE AL
Property Address95 SYCAMORE RDG, WETUMPKA, AL 36093-2645
Transaction TypeMortgage
Record UpdatedMar 19, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2019/20507
DateMay 1, 2019
Book Page2019/20507
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeVA Mortgage
AmountAmount on Record
Term366 Months
DueNov 1, 2049

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionELMORE AL
Property Address95 SYCAMORE RDG, WETUMPKA, AL 36093-2645
Transaction TypeMortgage
Record UpdatedMar 19, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021/61909
DateJul 20, 2021
Book Page2021/61909
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeVA Mortgage
AmountAmount on Record
Term353 Months
DueDec 1, 2050

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionELMORE AL
Recording DateSep 29, 2020
Property Address95 SYCAMORE RDG, WETUMPKA, AL 36093-2645
Document Number2020/69476
Book / Page2020 / 69476
Map ReferenceMB 17 PG 27&28
Instrument DateSep 25, 2020
Transaction TypeTransfer
Record UpdatedMar 19, 2026

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address12620 PINEWOOD LN, OKLAHOMA CITY, OK 73142-8626

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address95 SYCAMORE RDG, WETUMPKA, AL 36093-2645

Mortgage

Document Number0202069480
DateSep 29, 2020
Instrument2020/69480
Lender
NameCERTAINTY HOME LOANS LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2050

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionELMORE AL
Recording DateJul 23, 2018
Property Address95 SYCAMORE RDG, WETUMPKA, AL 36093-2645
Document Number2018/34604
Book / Page2018 / 34604
Map ReferencePL 17 PG 27
Instrument DateJul 16, 2018
Transaction TypeTransfer
Record UpdatedMar 19, 2026

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5158 SW 157TH AVE, MIRAMAR, FL 33027-5612

Transferred To (Grantee/Buyer)

NameVerified Name
Address95 SYCAMORE RDG, WETUMPKA, AL 36093-2645

August 2014: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionELMORE AL
Recording DateAug 20, 2014
Property Address95 SYCAMORE RDG, WETUMPKA, AL 36093-2645
Document Number2014/33467
Book / Page2014 / 33467
Instrument DateAug 18, 2014
Transaction TypeTransfer
Record UpdatedMar 19, 2026

Transaction

AmountAmount on Record
Tax$90.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address95 SYCAMORE RDG, WETUMPKA, AL 36093-2645

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address905 PACKER DR, HOLMEN, WI 54636-7311

August 2014: Correction Deed

Document TypeCorrection Deed
JurisdictionELMORE AL
Recording DateAug 28, 2014
Property Address95 SYCAMORE RDG, WETUMPKA, AL 36093-2645
Document Number2014/34724
Book / Page2014 / 34724
Instrument DateAug 18, 2014
Record UpdatedMar 19, 2026

Transaction

Tax$90.00
Amount AccuracyNo Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address95 SYCAMORE RDG, WETUMPKA, AL 36093-2645

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address905 PACKER DR, HOLMEN, WI 54636-7311

Tax Assessment & Valuation

Source: Elmore County assessment roll, as of March 19, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyElmore County
Unified School DistrictElmore County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025Homeowner's exemption Disabled Person's exemption$42,860 (-3.07%)$428,380 (-3.12%) Land $34,130 Building $394,250
2023$44,218 Land $3,413 Building $40,805$442,180 Land $34,130 Building $408,050

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims2 (1994–2009)
Claims Outside the SFHA1 of 2
Most Recent ClaimMay 2009 · Severe Storms, Tornadoes, Flooding, And Straight-line Winds

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · above 43% of Alabama
Wildfire Likelihood0.08% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCENTRAL ELMORE WATER & SEWER AUTHORITY
serves 39,798 people · EPA ID AL0000547
Water SourceSurface water
Last State InspectionAug 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Central Access
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
AT&T
Fiber · DSL in parts of the area
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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