Humphreys County property record for 95 Sunset Dr, Waverly, TN 37185
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,036 sqft · built 1972 |
| Lot Size | 0.2 acres (8,588 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $65,150 (Jan 2017) |
| Tax Bill | $1,053 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Feb 2020 Loan Modification + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 043064E A 01200 |
| Primary APN | 043064E A 01200 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,036 sqft Living Area |
| 1st Floor Area | 1,036 sqft |
| Utility Room | Utility Room |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,588 sqft (0.2 acres) |
| Garage Type | Mixed |
| Garage Area | 256 sqft |
| Driveway | Driveway |
| Driveway Area | 1 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 95 SUNSET DR |
|---|---|
| City | WAVERLY |
| State | TN |
| Zip | 37185-1843 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 02, COUNTY AREA: W04 |
| Jurisdiction | HUMPHREYS TN |
| Township / Civil Division | 3 |
| Census Block Group | 2 |
| Census Block | 2058 |
| Census Tract | 130300 |
Source: Humphreys County records, as of October 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 228 SCENIC DR, DICKSON, TN 37055-3335 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 28, 2025 | Deed of Trust, Mortgage · Commercial Mortgage APEX BANK - WAVERLY |
| Feb 1, 2020 | Loan Modification, Mortgage · Conventional Mortgage APEX BK |
| Feb 7, 2019 | Trustee's Deed, Construction Loan · Line of Credit APEX BK |
| Jan 11, 2017 | Grant Deed, Transfer NOVARE NATIONAL SETTLEMENT SERVICES, NOVARE NAT'L SETTLEMENT SVC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 11, 2017 · Amount on Record |
| Deed Sale | Jan 11, 2017 · Amount on Record |
| Prior Sale | Oct 28, 2016 · Amount on Record |
| Deed Document Number | 201776 |
| Deed Book / Page | 203 / 1535 |
| Transfer Doc | 0203000305 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HUMPHREYS TN |
| Property Address | 95 SUNSET DR, WAVERLY, TN 37185-1843 |
| Transaction Type | Mortgage |
| Record Updated | Nov 7, 2025 |
| Name | Verified Name |
|---|---|
| Address | 228 SCENIC DR, DICKSON, TN 37055-3335 |
| Document Number | 0000003600 |
|---|---|
| Date | Oct 28, 2025 |
| Book Page | 10/441 |
| Instrument | 25003600 |
| Name | APEX BANK - WAVERLY |
|---|---|
| Address | 201 W MAIN ST, WAVERLY, TN 37185 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 177 Months |
| Due | Jul 23, 2040 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HUMPHREYS TN |
| Property Address | 95 SUNSET DR, WAVERLY, TN 37185-1843 |
| Document Number | 0000001007 |
| Instrument Date | Feb 1, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|
| Document Number | 0000001007 |
|---|---|
| Date | Apr 3, 2020 |
| Book Page | 000234/000409 |
| Instrument | 1007 |
| Name | APEX BK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Apr 2, 2025 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | HUMPHREYS TN |
| Recording Date | Feb 7, 2019 |
| Property Address | 95 SUNSET DR, WAVERLY, TN 37185-1843 |
| Book / Page | 000230 / 002345 |
| Instrument Date | Jan 30, 2019 |
| Instrument | 379 |
| Transaction Type | Construction Loan |
| Record Updated | Feb 15, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 95 SUNSET DR WAVERLY TN 371851843, WAVERLY, TN 37185-1843 |
| Document Number | 0000000379 |
|---|---|
| Date | Feb 7, 2019 |
| Book Page | 000230/002345 |
| Instrument | 379 |
| Name | APEX BK |
|---|---|
| Address | CAMDEN, TN 38320 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Feb 6, 2020 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HUMPHREYS TN |
| Recording Date | Jan 11, 2017 |
| Property Address | 95 SUNSET DR, WAVERLY, TN 37185-1843 |
| Document Number | 0000000076 |
| Book / Page | 000203 / 001535 |
| Instrument Date | Jan 5, 2017 |
| Instrument | 76 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2017 |
| Title Company | NOVARE NATIONAL SETTLEMENT SERVICES, NOVARE NAT'L SETTLEMENT SVC |
| Amount | Amount Recorded |
|---|---|
| Tax | $241.06 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 12000 US HIGHWAY 70 E MC EWEN TN 371014432, MC EWEN, TN 37101-4432 |
Source: Humphreys County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Humphreys County |
| Municipality | Waverly City |
| Unified School District | Humphreys County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,053.00 (-0.28%) | $34,675 (-) Land $1,775 Building $32,900 | |
| 2024 | $1,056.00 | $34,675 (-) Land $1,775 Building $32,900 | |
| 2023 | $1,056.00 (+41.55%) | $34,675 (+49.14%) Land $1,775 Building $32,900 | $138,700 (+49.14%) Land $7,100 Building $131,600 |
| 2022 | $746.00 | $23,250 Land $1,800 Building $21,450 | $93,000 Land $7,200 Building $85,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 25, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 36 policies |
| Nearby Flood Policies | 36 in force |
| Nearby Flood Claims | 84 (1984–2024) |
| Claims Outside the SFHA | 11 of 84 |
| Most Recent Claim | Dec 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Meriwether Lewis Connect Fiber | 1,000 / 1,000 |
| GigFire Fiber · Fixed Wireless | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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