95 Summit Ridge Dr, Brandon, MS 39042 Property Records

Rankin County property record for 95 Summit Ridge Dr, Brandon, MS 39042

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 2,924 sqft · built 1978
Lot Size	0.423 acres (18,428 sqft)
Owner	Individual Name on Record
Last Sale	$272,930 (Dec 2021)
Tax Bill	$2,291 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Dec 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`H09J000002 00120`

Property Details

APN / Parcel Number

Primary APN	`H09J000002 00120`
Alternative APN	`23766`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,924 sqft Adjusted Area
Gross Area	2,840 sqft
1st Floor Area	2,827 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	18,428 sqft (0.423 acres)
Garage Type	Carport
Garage Area	441 sqft
Carport	Carport
Carport Area	441 sqft
Deck Area	150 sqft
Patio Area	280 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	23766
Street Address	95 SUMMIT RIDGE DR
City	BRANDON
State	MS
Zip	39042-2510
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12 GROVE PARK OF CROSSGATES PART 6A DB 387 PG 616 0070379 DB 773 PG 0222 0073096
Legal Range	03E
Legal Township	05N
Legal Section	06
Legal Subdivision	EASTGATE OF CROSSGATES
Legal Lot Number	12
Jurisdiction	RANKIN MS
Township / Civil Division	4
Census Block Group	1
Census Block	1004
Census Tract	20208

Owner

Source: Rankin County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	95 SUMMIT RIDGE DR, BRANDON, MS 39042-2510
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2021	Deed of Trust, Mortgage · Stand-Alone First Mortgage OPEN MORTGAGE LLC
Dec 30, 2021	Deed of Trust, Mortgage · Stand-Alone First Mortgage OPEN MORTGAGE LLC
Dec 30, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 30, 2021 · Amount on Record
Deed Sale	Dec 30, 2021 · Amount on Record
Deed Book / Page	2021 / 34055
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANKIN MS
Property Address	95 SUMMIT RIDGE DR, BRANDON, MS 39042-2510
Transaction Type	Mortgage
Record Updated	Aug 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017004
Date	Dec 30, 2021
Book Page	3021/17004

Lender

Name	OPEN MORTGAGE LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANKIN MS
Property Address	95 SUMMIT RIDGE DR, BRANDON, MS 39042-2510
Transaction Type	Mortgage
Record Updated	Aug 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000170044
Date	Dec 30, 2021
Book Page	3021/170044

Lender

Name	OPEN MORTGAGE LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RANKIN MS
Recording Date	Dec 30, 2021
Property Address	95 SUMMIT RIDGE DR, BRANDON, MS 39042-2510
Document Number	0000034055
Book / Page	2021 / 34055
Instrument Date	Dec 27, 2021
Transaction Type	Transfer
Record Updated	Jan 18, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Rankin County assessment roll, as of March 2, 2026

Property Jurisdictions

Type	Name
State	Mississippi
Municipality	Brandon City
County	Rankin County
Unified School District	Rankin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,291.00 Homeowner's exemption	$19,576 (+19.26%)
2024	$2,291.00 (+95.64%)		$195,760 (+19.26%) Land $32,500 Building $163,260
2023		$16,415
2021			$164,150 Land $32,500 Building $131,650
2019	$1,171.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	6 (2001–2022)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Aug 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TAYLORSVILLE W/A #1 public/private · serves 1,845 people · EPA ID MS0610028
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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