95 Summit Rd, Sparta, NJ 07871 Property Records

Sussex County and Sparta Township property record for 95 Summit Rd, Sparta, NJ 07871

Property Summary

Property Type	Single Family Home
Details	1,394 sqft · built 1960
Lot Size	0.234 acres (10,202 sqft)
Owner	Company Name on Record
Tax Bill	$10,274 (2025)
Deeds & Mortgages	May 2022 Mortgage May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-04008-0000-00045`

Property Details

APN / Parcel Number

Primary APN	`18-04008-0000-00045`
Alternative APN	`1800039190000609`

Interior

Stories	1 Story
Building Area	1,394 sqft Living Area
1st Floor Area	1,394 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Lot Area	10,202 sqft (0.234 acres)
Lot Dimensions	101 ft deep x 101 ft wide

Location & Zoning

Old Parcel Number	1800039190000609
Street Address	95 SUMMIT RD
City	SPARTA
State	NJ
Zip	07871-1412
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Subdivision	LAKE MOHAWK SEC 17A
Legal Block	4008
Legal Lot Number	45
Jurisdiction	SUSSEX NJ
Township / Civil Division	SPARTA
Census Block Group	3
Census Block	3012
Census Tract	373100

Owner

Source: Sussex County and Sparta Township records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	95 SUMMIT RD, SPARTA, NJ 07871-1412
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
May 18, 2022	Deed of Trust, Mortgage FIRST HOPE BANK
May 28, 2020	Deed of Trust, Mortgage · Commercial Mortgage FIRST HOPE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	95 SUMMIT RD, SPARTA, NJ 07871-1412
Transaction Type	Mortgage
Record Updated	Jun 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0101580306
Date	May 18, 2022
Book Page	10158/306
Instrument	20220518010166430

Lender

Name	FIRST HOPE BANK
Type	Bank
Address	COLUMBIA, NJ 07832

Agreement

Amount	Amount Recorded
Term	55 Months
Due	Dec 14, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	95 SUMMIT RD, SPARTA, NJ 07871-1412
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0098110483
Date	May 28, 2020
Book Page	9811/483
Instrument	20200528010098700

Lender

Name	FIRST HOPE BANK
Type	Bank
Address	COLUMBIA, NJ 07832

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	43 Months
Due	Dec 14, 2023

Tax Assessment & Valuation

Source: Sussex County and Sparta Township assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Sussex County
County Subdivision	Sparta Township
Unified School District	Sparta Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$280,100 (-) Land $137,400 Building $142,700	$280,100 (-) Land $137,400 Building $142,700
2025	$10,274.00 (+2.21%)	$280,100 (-) Land $137,400 Building $142,700	$280,100 (-) Land $137,400 Building $142,700
2024	$10,052.00 (+5.49%)
2023		$280,100 Land $137,400 Building $142,700	$280,100 Land $137,400 Building $142,700
2022	$9,529.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPARTA TWP WATER UTILITY - LAKE MOHAWK serves 17,625 people · EPA ID NJ1918004
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	1 ppb (2026) action level 15 ppb
Copper	1.36 mg/L (2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jul 2023 Lead public education Jan 2021
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planet Networks Fiber	10,000 / 10,000
Brightspeed Fiber	2,000 / 2,000
Optimum Cable	940 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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