Allegany County property record for 95 Summit Ave, Cumberland, MD 21502
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,000 sqft · built 1955 |
| Lot Size | 0.148 acres (6,450 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $65,000 (Nov 2009) |
| Tax Bill | $677 (2025) |
| Deeds & Mortgages | Nov 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-006673 |
| Primary APN | 22-006673 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,000 sqft Total Area |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Exterior Material | Siding |
| Roof Material | Built-Up Asphalt |
| Lot Area | 6,450 sqft (0.148 acres) |
| Lot Dimensions | 85 ft deep x 75 ft wide |
| Garage Type | Carport |
| Garage Area | 204 sqft |
| Carport | Carport |
| Carport Area | 204 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 216 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 006673 |
|---|---|
| Street Address | 95 SUMMIT AVE |
| City | CUMBERLAND |
| State | MD |
| Zip | 21502-3236 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 95 SUMMIT AVE BLK 4 LOTS 19-20-21 75X85 FORT HILL ADDN 87 |
| Legal Subdivision | FORT HILL ADD |
| Legal Block | 4 |
| Legal Lot Number | 19-21 |
| Jurisdiction | ALLEGANY MD |
| Township / Civil Division | 22, CUMBERLAND |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 500 |
Source: Allegany County records, as of October 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 95 SUMMIT AVE, CUMBERLAND, MD 21502-3236 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 19, 2009 · Amount on Record |
| Deed Sale | Nov 19, 2009 · Amount on Record |
| Prior Sale | Apr 24, 2006 |
| Deed Document Number | 20091581 |
| Deed Book / Page | 1644 / 460 |
| Prior Transfer Date | Sep 16, 2009 |
| Prior Transfer Doc | 001627-0265 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Property Address | 95 SUMMIT AVE, CUMBERLAND, MD 21502-3236 |
| Document Number | 0025200401 |
| Instrument Date | Nov 29, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2020 |
| Title Company | FINANCIAL DIMENSIONS INC |
| Name | Verified Name |
|---|---|
| Address | 95 SUMMIT AVE CUMBERLAND MD 215023236, CUMBERLAND, MD 21502-3236 |
| Document Number | 0025200401 |
|---|---|
| Date | Dec 12, 2019 |
| Book Page | 002520/000401 |
| Name | STANDARD BK PASB |
|---|---|
| Address | MONROEVILLE, PA 15146 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 11, 2034 |
Source: Allegany County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Allegany County |
| Municipality | Cumberland City |
| Unified School District | Allegany County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $96,000 (+11.07%) Land $10,600 Building $85,400 | $96,000 (-) Land $10,600 Building $85,400 | |
| 2025 | $677.00 (+8.15%) Homeowner's exemption | $86,433 (+28.43%) | $96,000 (+42.64%) Land $10,600 Building $85,400 |
| 2023 | $626.00 Homeowner's exemption | $67,300 Land $10,600 Building $56,700 | $67,300 Land $10,600 Building $56,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2008) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2008 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CUMBERLAND serves 27,039 people · EPA ID MD0010008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 420 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| SkyPacket Fixed Wireless | 100 / 20 |
May also be available: Crowsnest Broadband.
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