95 Summer St, Vineyard Haven, MA 02568 Property Records

Dukes County and Tisbury Town property record for 95 Summer St, Vineyard Haven, MA 02568

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 836 sqft · built 1973
Lot Size	0.1 acres (4,375 sqft)
Owner	Company Name on Record
Last Sale	$915,000 (Jun 2023)
Tax Bill	$5,412 (2026)
Deeds & Mortgages	Jun 2023 Sale Sep 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`TISB M:0025C B:00000 L:00021`

Property Details

APN / Parcel Number

Primary APN	`TISB M:0025C B:00000 L:00021`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Units	2 Units
Stories	1 Story
Building Area	836 sqft Living Area
Gross Area	1,994 sqft
Basement Area	836 sqft
Unfinished Basement	836 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,375 sqft (0.1 acres)

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	95 SUMMER ST
City	VINEYARD HAVEN
State	MA
Zip	02568-6365
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R10
Legal Lot Number	21
Jurisdiction	TISBURY MA
Township / Civil Division	TISBURY
Census Block Group	2
Census Block	2027
Census Tract	200100

Owner

Source: Dukes County and Tisbury Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 1069, EDGARTOWN, MA 02539-1069
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2023	Quit Claim Deed, Transfer
Sep 8, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage CAPE COD FIVE CENTS SAVINGS BANK
Mar 6, 2017	Deed of Trust, Mortgage · Closed-End Mortgage CAPE COD FIVE CENTS SAVINGS BANK
May 6, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2023 · Amount on Record
Deed Sale	Jun 30, 2023 · Amount on Record
Prior Sale	Sep 8, 2022 · Amount on Record
Deed Book / Page	1658 / 499
Prior Transfer Date	Jun 21, 2023
Prior Transfer Doc	001658-499
Record Updated	Oct 29, 2026

June 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TISBURY MA
Recording Date	Jun 30, 2023
Property Address	95 SUMMER ST, VINEYARD HAVEN, MA 02568-6365
Document Number	001658-499
Book / Page	1658 / 499
Instrument Date	Jun 21, 2023
Instrument	3116
Transaction Type	Transfer
Record Updated	Jul 19, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78 MAIN ST, EDGARTOWN, MA 02539-8236

September 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TISBURY MA
Recording Date	Sep 8, 2022
Property Address	95 SUMMER ST, VINEYARD HAVEN, MA 02568-6365
Document Number	001635-537
Book / Page	1635 / 537
Instrument Date	Sep 8, 2022
Instrument	5632
Transaction Type	Transfer
Record Updated	Sep 23, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	95 SUMMER ST, VINEYARD HAVEN, MA 02568-6365

Mortgage

Document Number	0000005633
Date	Sep 8, 2022
Instrument	5633

Lender

Name	CAPE COD FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.99%
Type Change Date	Oct 1, 2029
Max Rate At Change	2.75%
Index	1-Year CMT

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TISBURY MA
Property Address	95 SUMMER ST, VINEYARD HAVEN, MA 02568-6365
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1432-482
Date	Mar 6, 2017
Book Page	1432/482
Instrument	1548

Lender

Name	CAPE COD FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 1, 2037

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TISBURY MA
Recording Date	May 6, 2019
Property Address	95 SUMMER ST, VINEYARD HAVEN, MA 02568-6365
Document Number	1495-442
Book / Page	001495 / 000442
Instrument Date	Apr 22, 2019
Instrument	2385
Transaction Type	Transfer
Record Updated	May 21, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 LOVEFIELD WAY EASTHAMPTON MA 010271151, EASTHAMPTON, MA 01027-1151

Tax Assessment & Valuation

Source: Dukes County and Tisbury Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Dukes County
County Subdivision	Tisbury Town
Secondary School District	Martha's Vineyard School District (09 - 12)
Elementary School District	Tisbury School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,412.00 (-1.28%)	$729,400 (+0.72%) Land $397,700 Building $331,700	$837,705
2025	$5,482.00 (+2.37%)	$724,200 (+7.93%) Land $397,700 Building $326,500
2024	$5,355.00 (+15.16%)	$671,000 (+5.62%) Land $345,800 Building $325,200
2023	$4,650.00	$635,300 Land $329,300 Building $306,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 7, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	4 (1991)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Oct 1991 · Coastal Storm
Claims by Event	Coastal Storm, Oct 1991 · 2 claims Hurricane Bob, Aug 1991 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TISBURY WATER WORKS serves 6,082 people · EPA ID MA4296000
Water Source	Groundwater
Last State Inspection	May 2025
Lead	7 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 420 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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