Berkshire County and Adams Town property record for 95 Summer St, Adams, MA 01220
| Property Type | Triplex |
|---|---|
| Details | 6 bd · 3 ba · 3,654 sqft · built 1900 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,273 (2025) |
| Deeds & Mortgages | Apr 2017 Mortgage |
| APN | 41120000003030 |
| Primary APN | 41120000003030 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 15 Rooms |
| Units | 3 Units |
| Stories | 3 Stories |
| Building Area | 3,654 sqft Living Area |
| 1st Floor Area | 1,658 sqft |
| Basement Area | 1,031 sqft |
| Unfinished Basement | 1,031 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1941 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asbestos |
| Lot Area | 5,227 sqft (0.12 acres) |
| Garage Type | Attached |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Account Number | 41120000003030 |
|---|---|
| Street Address | 95 SUMMER ST |
| City | ADAMS |
| State | MA |
| Zip | 01220-1953 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Triplex |
| Local Zoning Code | B1 |
| Legal Lot Number | 3030 |
| Jurisdiction | ADAMS MA |
| Township / Civil Division | ADAMS |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 922100 |
95 Summer St, a triplex, is owned and occupied by two individuals.
Source: Berkshire County and Adams Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 95 SUMMER ST, ADAMS, MA 01220-1953 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS MA |
| Property Address | 95 SUMMER ST, ADAMS, MA 01220-1953 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1621-653 |
|---|---|
| Date | Apr 21, 2017 |
| Book Page | 1621/653 |
| Instrument | 2067 |
| Name | ADAMS COMMUNITY BK |
|---|
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Apr 1, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
The 2025 property tax bill for 95 Summer St was $4,273, up 6.5% from the year before.
Source: Berkshire County and Adams Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Berkshire County |
| County Subdivision | Adams Town |
| Unified School District | Hoosac Valley School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $4,273.00 (+6.53%) | $251,200 (+9.84%) Land $35,800 Building $215,400 |
| 2024 | $4,011.00 (+7.74%) | $228,700 (+13.95%) Land $33,500 Building $195,200 |
| 2023 | $3,723.00 | $200,700 Land $30,900 Building $169,800 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA has no flood map on file for 95 Summer St.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 95 Summer St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ADAMS FIRE DISTRICT serves 7,945 people · EPA ID MA1004000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 483 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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