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95 Summer Ave, Ludlow, MA 01056 Property Records

Hampden County and Ludlow Town property record for 95 Summer Ave, Ludlow, MA 01056 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms1 Beds
Bathrooms1 Baths
Year BuiltBuilt 1996
Square Footage1,028 sqft Living Area
Lot Size17,511 sqft (0.402 acres)
OccupancyOwner Occupied
Last Sale$340,000 (2026)
Tax Bill$5,464.00 (2025)

Property Details

APN / Parcel Number

Primary APNM:12B-14400 B:140 L:0
Alternative APNs
  • LUDL M:12B B:14400 P:140
  • 7651

Interior

Bedrooms1 Beds
Full Baths1 Baths
Total Rooms4 Rooms
Building Area1,028 sqft Living Area
Gross Area2,056 sqft Gross Area
Stories1 Stories

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1996
Architectural StyleRanch Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area17,511 sqft (0.402 acres)

Utilities and HVAC

Heating SystemSteam Heating
Heating FuelOil Heating Fuel

Location & Zoning

Account Number7651
Street Address95 SUMMER AVE
CityLUDLOW
StateMA
Zip01056-1911
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Block14400
JurisdictionLUDLOW MA
Minor Civil DivisionLUDLOW
Census Blockgroup2
Census Block2006
Census Tract810412

Owner

Source: Hampden County and Ludlow Town records · APN M:12B-14400 B:140 L:0

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address95 SUMMER AVE, LUDLOW, MA 01056-1911
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenant/Joint Tenant w/ Right Of Survivorship

Deeds, Mortgages & Sale History

DateDocument
Jul 02, 2026Deed of Trust, Mortgage · Stand Alone Second Mortgage
AMERICAN FINANCIAL NETWORK
Jul 02, 2026Quit Claim Deed, Transfer · Federal Housing Administration (FHA) Mortgage
AMERICAN FINANCIAL NETWORK
Apr 20, 2022Warranty Deed, Transfer · Stand Alone First Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Jun 11, 2021Warranty Deed, Construction Loan · Building or Construction Mortgage
PINNACLE FINANCIAL SERVICES LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 02, 2026 · Amount on Record
Deed SaleJul 02, 2026 · Amount on Record
Prior SaleApr 20, 2022 · Amount on Record
Deed Doc Number202631038
Deed Book / Page26403 / 545
Transfer Doc021282-412
Record RefreshedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLUDLOW MA
Recording DateJul 02, 2026
Property Address95 SUMMER AVE, LUDLOW, MA 01056-1911
Document Number0000031040
Book / Page26403 / 567
Instrument DateJul 02, 2026
Instrument202631040
Transaction TypeMortgage
Record UpdatedJul 22, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address95 SUMMER AVE, LUDLOW, MA 01056-1911
InvestorPossibly a Property Investor

Mortgage

Document Number0000031040,
DateJul 02, 2026
Book Page26403/567
Instrument202631040
Lender
NameAMERICAN FINANCIAL NETWORK
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term180 Months
DueAug 01, 2041
Interest
Rate5.79%
Max Rate-1%

July 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLUDLOW MA
Recording DateJul 02, 2026
Property Address95 SUMMER AVE, LUDLOW, MA 01056-1911
Document Number0000031038
Book / Page26403 / 545
Instrument DateJun 24, 2026
Instrument202631038
Transaction TypeTransfer
Record UpdatedJul 22, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address95 SUMMER AVE, LUDLOW, MA 01056-1911
InvestorPossibly a Property Investor

Mortgage

DateJul 02, 2026
Lender
NameAMERICAN FINANCIAL NETWORK
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Interest
Rate6.51%
Max Rate-1%

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLUDLOW MA
Recording DateApr 20, 2022
Property Address95 SUMMER AVE, LUDLOW, MA 01056-1911
Document Number0024508-73
Book / Page24508 / 73
Instrument DateApr 20, 2022
Instrument23865
Transaction TypeTransfer
Record UpdatedFeb 09, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7875 ERSHIG RD, BOW, WA 98232-9784

Mortgage

Document Number0000023866
DateApr 20, 2022
Instrument23866
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeStand Alone First Mortgage
AmountAmount Recorded

June 2021: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionLUDLOW MA
Recording DateJun 11, 2021
Property Address95 SUMMER AVE, LUDLOW, MA 01056-1911
Document Number023935-127
Book / Page23935 / 127
Instrument DateJun 11, 2021
Instrument40144
Transaction TypeConstruction Loan
Record UpdatedFeb 09, 2026

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address123 MAIN ST, WILBRAHAM, MA 01095-1692
InvestorPossibly a Property Investor

Mortgage

Document Number0000040145
DateJun 11, 2021
Instrument40145
Lender
NamePINNACLE FINANCIAL SERVICES LLC
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Hampden County and Ludlow Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
County SubdivisionLudlow Town
Unified School DistrictLudlow School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,464.00 (+4.83%)$314,900 (+9.3%) Land $91,100 Building $223,800$322,050 (-3.17%)
2024$5,212.00 (+4.72%)$288,100 (+12.94%) Land $91,100 Building $197,000$332,595
2023$4,977.00$255,100 Land $83,400 Building $171,700

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