95 Suffolk St, #97, Springfield, MA 01109 Property Records

Hampden County and Springfield City property record for 95 Suffolk St, #97, Springfield, MA 01109

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 2,392 sqft · built 1923
Lot Size	0.127 acres (5,523 sqft)
Owner	2 Individual Names on File
Last Sale	$230,000 (Feb 2021)
Tax Bill	$4,822 (2025)
Deeds & Mortgages	Feb 2021 Sale & Mortgage Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`SPRI S:11260 P:0044`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:11260 P:0044`
Alternative APN	`112600044`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	12 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,392 sqft Living Area
1st Floor Area	1,196 sqft

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Lot Area	5,523 sqft (0.127 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	112600044
Street Address	95 SUFFOLK ST, 97
City	SPRINGFIELD
State	MA
Zip	01109-2824
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R2
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	4
Census Block	4006
Census Tract	801700

Owner

95 Suffolk St, #97 is owned and occupied by two individuals who bought it in February 2021.

Source: Hampden County and Springfield City records, as of April 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	95 SUFFOLK ST, 97, SPRINGFIELD, MA 01109-2824
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2021	Quit Claim Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE INC
Dec 13, 2019	Quit Claim Deed, Transfer · Commercial Mortgage BANK OF GREENE COUNTY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 1, 2021 · Amount on File
Deed Sale	Feb 1, 2021 · Amount on File
Prior Sale	Dec 13, 2019 · Amount on File
Deed Book / Page	23686 / 553
Prior Transfer Date	Jan 22, 2021
Prior Transfer Doc	23686-553
Record Updated	Oct 29, 2026

February 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Feb 1, 2021
Property Address	95 SUFFOLK ST # 97, 97, SPRINGFIELD, MA 01109-2824
Document Number	23686-553
Book / Page	23686 / 553
Instrument Date	Jan 22, 2021
Instrument	7455
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	303 MAPLE ST, SPRINGFIELD, MA 01105-1963

Mortgage

Document Number	7456
Date	Feb 1, 2021
Instrument	7456

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Mortgage

Document Number	023686-570
Date	Feb 1, 2021
Book Page	23686/570
Instrument	7457

Lender

Name	SPRINGFIELD, CITY OF

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Dec 13, 2019
Property Address	95-97 SUFFOLK ST, SPRINGFIELD, MA 01109
Document Number	22998-583
Book / Page	22998 / 583
Instrument Date	Aug 8, 2019
Instrument	73690
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	218 EAST ST, EASTHAMPTON, MA 01027-1256

Mortgage

Document Number	73725
Date	Dec 13, 2019
Instrument	73725

Lender

Name	BANK OF GREENE COUNTY

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 95 Suffolk St, #97 was $4,822.

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,822.00	$307,500 Land $30,600 Building $276,900
2023	$3,954.00	$231,900 Land $27,800 Building $204,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 95 Suffolk St, #97 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 95 Suffolk St, #97 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 782 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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