95 Stonegate Trl, Leicester, NC 28748 Property Records

Buncombe County property record for 95 Stonegate Trl, Leicester, NC 28748

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,905 sqft · built 1990
Lot Size	13.6 acres (596,336 sqft)
Owner	Company Name on File
Last Sale	$791,000 (Jun 2021)
Tax Bill	$4,859 (2025)
Deeds & Mortgages	Jun 2021 Sale & Line of Credit Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`713445-2020-202`

Property Details

APN / Parcel Number

Primary APN	`713445-2020-202`
Alternative APNs	`8780-14-6413-00000` `878000145398000` `008184541`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,905 sqft Living Area
Gross Area	4,045 sqft
1st Floor Area	1,765 sqft
Basement Area	1,140 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Conventional
Exterior Material	Wood
Roof Type	Hip
Roof Material	Metal
Lot Area	596,336 sqft (13.6 acres)
Garage Type	Carport
Garage Area	264 sqft
Carport	Carport
Carport Area	264 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	676 sqft
Deck Area	89 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	713445-2020-202
Street Address	95 STONEGATE TRL
City	LEICESTER
State	NC
Zip	28748-6432
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OU
Legal Description	PLAT: 0000-0000
Legal Block	1
Jurisdiction	BUNCOMBE NC
Township / Civil Division	LEICESTER
Census Block Group	1
Census Block	1001
Census Tract	2603

Owner

95 Stonegate Trl is owned by a company that bought it in June 2021.

Source: Buncombe County records, as of April 16, 2026

Owner of Record	Company Name on File
Mailing Address	65 TOWN MOUNTAIN RD, ASHEVILLE, NC 28804-3835
Owner Type	Company
Vesting	Limited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2021	Warranty Deed, Transfer · Line of Credit HOMETRUST BANK
Dec 17, 2020	Deed of Trust, Mortgage · VA Mortgage NAVY FCU
Dec 11, 2019	Warranty Deed, Transfer · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 21, 2021 · Amount on File
Deed Sale	Jun 21, 2021 · Amount on File
Prior Sale	Dec 11, 2019 · Amount on File
Deed Book / Page	6082 / 971
Prior Transfer Date	Oct 21, 2003
Prior Transfer Doc	3483251
Record Updated	Oct 29, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Jun 21, 2021
Property Address	95 STONEGATE TRL, LEICESTER, NC 28748-6432
Document Number	0060820971
Book / Page	6082 / 971
Instrument Date	Jun 17, 2021
Transaction Type	Transfer
Record Updated	Jul 5, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,582.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	420 ELMINGTON AVE APT 424, 420, NASHVILLE, TN 37205-2588

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	95 STONEGATE TRL, LEICESTER, NC 28748-6432

Mortgage

Document Number	6082974
Date	Jun 21, 2021
Instrument	6082/974

Lender

Name	HOMETRUST BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	95 STONEGATE TRL, LEICESTER, NC 28748-6432
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0059941049
Date	Dec 17, 2020
Book Page	5994/1049

Lender

Name	NAVY FCU
Type	Credit Union
Address	LEICESTER, NC 28748

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Dec 11, 2019
Property Address	95 STONEGATE TRL, LEICESTER, NC 28748-6432
Document Number	0058421695
Book / Page	005842 / 001695
Instrument Date	Dec 4, 2019
Transaction Type	Transfer
Record Updated	Dec 31, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,080.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	95 STONEGATE TRL LEICESTER NC 287486432, LEICESTER, NC 28748-6432

Mortgage

Document Number	58421698
Date	Dec 11, 2019
Book Page	005842/001698

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 10, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 95 Stonegate Trl was $4,859, up 4.4% from the year before.

Source: Buncombe County assessment roll, as of September 22, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,859.00 (+4.43%)	$707,400 Land $152,200 Building $555,200	$707,400 Land $152,200 Building $555,200
2024	$4,653.00 (+3.06%)
2023	$4,515.00	$707,400	$707,400 Land $167,200 Building $540,200
2021			$707,400 Land $152,200 Building $555,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 95 Stonegate Trl in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (2004–2026)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Jul 2026 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 95 Stonegate Trl is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · above 85% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyrunner Fiber	1,000 / 1,000

Cell Coverage

No cell data coverage reported

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