95 Stonefence Rd, Lunenburg, MA 01462 Property Records

Worcester County and Lunenburg Town property record for 95 Stonefence Rd, Lunenburg, MA 01462

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,734 sqft · built 1997
Lot Size	3 acres (130,660 sqft)
Owner	2 Individual Names on File
Last Sale	$610,000 (Nov 2020)
Tax Bill	$10,342 (2026)
Deeds & Mortgages	Aug 2026 Line of Credit Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1621080004600000`

Property Details

APN / Parcel Number

Primary APN	`1621080004600000`
Alternative APNs	`LUNE M:108.0 B:0046 L:0000.0` `M:00085 L:00013 S:00000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,734 sqft Living Area
Gross Area	6,301 sqft
1st Floor Area	1,554 sqft
Basement Area	2,230 sqft
Unfinished Basement	1,054 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2011
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	130,660 sqft (3 acres)
Garage Type	Basement
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	1621080004600000
Street Address	95 STONEFENCE RD
City	LUNENBURG
State	MA
Zip	01462-2154
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Block	46
Jurisdiction	LUNENBURG MA
Township / Civil Division	LUNENBURG
Census Block Group	2
Census Block	2009
Census Tract	712102

Owner

95 Stonefence Rd is owned and occupied by two individuals who bought it in November 2020.

Source: Worcester County and Lunenburg Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	95 STONEFENCE RD, LUNENBURG, MA 01462-2154
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2026	Deed of Trust, Mortgage · Line of Credit UNION CREDIT UNION
Nov 2, 2020	Quit Claim Deed, Transfer · FHA Mortgage ROSS MTG CO INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 2, 2020 · Amount on File
Deed Sale	Nov 2, 2020 · Amount on File
Prior Sale	Sep 4, 1996 · Amount on File
Deed Document Number	202019682
Deed Book / Page	9773 / 192
Prior Transfer Date	Oct 21, 2020
Prior Transfer Doc	9773-192
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUNENBURG MA
Recording Date	Aug 11, 2026
Property Address	95 STONEFENCE RD, LUNENBURG, MA 01462-2154
Document Number	0000010948
Book / Page	11274 / 64
Instrument Date	Jul 21, 2026
Instrument	202610948
Transaction Type	Mortgage
Record Updated	Sep 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	95 STONEFENCE RD, LUNENBURG, MA 01462-2154

Mortgage

Document Number	0000010948,
Date	Aug 11, 2026
Book Page	11274/64
Instrument	202610948

Lender

Name	UNION CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Sep 1, 2046

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Max Rate	-1%

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LUNENBURG MA
Recording Date	Nov 2, 2020
Property Address	95 STONEFENCE RD, LUNENBURG, MA 01462-2154
Document Number	9773-192
Book / Page	009773 / 000192
Instrument Date	Oct 21, 2020
Instrument	682
Transaction Type	Transfer
Record Updated	Nov 24, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,782.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	95 STONEFENCE RD LUNENBURG MA 014622154, LUNENBURG, MA 01462-2154

Mortgage

Document Number	9773-195
Date	Nov 2, 2020
Book Page	009773/000195
Instrument	683

Lender

Name	ROSS MTG CO INC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 95 Stonefence Rd was $10,342, up 2.6% from the year before.

Source: Worcester County and Lunenburg Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Lunenburg Town
Unified School District	Lunenburg School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,342.00 (+2.64%)	$718,700 (+2.42%) Land $183,700 Building $535,000	$809,076 (-0.06%)
2025	$10,076.00 (+9.77%)	$701,700 (+7.79%) Land $180,200 Building $521,500	$809,590 (+0.32%)
2024	$9,179.00 (-2.8%)	$651,000 (+0.79%) Land $163,200 Building $487,800	$807,025
2023	$9,443.00	$645,900 Land $148,100 Building $497,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 95 Stonefence Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2000)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2000 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 95 Stonefence Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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