95 St, Berlin Heights, OH 44814 Property Records

Erie County property record for 95 St, Berlin Heights, OH 44814

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,144 sqft · built 1992
Lot Size	0.685 acres (29,839 sqft)
Owner	Individual Name on File
Last Sale	$239,900 (May 2026)
Tax Bill	$2,152 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-00317-001`

Property Details

APN / Parcel Number

Primary APN	`06-00317-001`
Alternative APN	`001375-7`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,144 sqft Living Area
Gross Area	2,288 sqft
1st Floor Area	1,144 sqft
Basement Area	1,144 sqft
Unfinished Basement	1,144 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	29,839 sqft (0.685 acres)
Garage Type	Attached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	206 sqft
Deck Area	Deck Area
Patio Area	39 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central

Location & Zoning

Account Number	001375-7
Street Address	95 ST
City	BERLIN HEIGHTS
State	OH
Zip	44814
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4-6-S E COR SOUTH ST .6852A
Legal Subdivision	BERLIN HEIGHTS
Legal Lot Number	6
Jurisdiction	ERIE OH
Township / Civil Division	BERLIN
Census Block Group	3
Census Block	3042
Census Tract	40300

Owner

95 St is owned and occupied by an individual who bought it in May 2026.

Source: Erie County records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	95 SOUTH ST, BERLIN HEIGHTS, OH 44814-9608
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 8, 2026	Warranty Deed, Transfer · Conventional Mortgage KEYBANK USA
Sep 28, 2020	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
Dec 31, 2018	Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 8, 2026 · Amount on File
Deed Sale	May 8, 2026 · Amount on File
Prior Sale	Dec 31, 2018 · Amount on File
Deed Document Number	20263686
Prior Transfer Date	Dec 17, 2007
Prior Transfer Doc	0000014424
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ERIE OH
Recording Date	May 8, 2026
Property Address	95 SOUTH ST, BERLIN HEIGHTS, OH 44814-9608
Document Number	0000003686
Instrument Date	May 7, 2026
Instrument	2026.3686
Transaction Type	Transfer
Record Updated	May 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$72,689.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	95 SOUTH ST, BERLIN HEIGHTS, OH 44814-9608

Mortgage

Document Number	0000003687,
Date	May 8, 2026
Instrument	2026.3687

Lender

Name	KEYBANK USA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE OH
Property Address	95 SOUTH ST, BERLIN HEIGHTS, OH 44814-9608
Transaction Type	Mortgage
Record Updated	Aug 24, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008804
Date	Sep 28, 2020
Instrument	202008804

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Aug 1, 2050

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ERIE OH
Recording Date	Dec 31, 2018
Property Address	95 SOUTH ST, BERLIN HEIGHTS, OH 44814-9608
Document Number	0000011346
Instrument Date	Dec 31, 2018
Instrument	11346
Transaction Type	Transfer
Record Updated	Jan 25, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$568.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	95 SOUTH ST BERLIN HEIGHTS OH 448149608, BERLIN HEIGHTS, OH 44814-9608

Mortgage

Document Number	11347
Date	Dec 31, 2018
Instrument	11347

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 30, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 95 St was $2,152 with a homeowner's exemption, down 4.3% from the year before.

Source: Erie County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Erie County
County Subdivision	Berlin Township
Municipality	Berlin Heights Village
Unified School District	Edison Local (formerly Berlin-Milan) School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,152.00 (-4.27%)	$50,032 (-) Land $9,562 Building $40,470
2024	$2,248.00 (+7.92%) Homeowner's exemption	$50,032 (+27.15%) Land $9,562 Building $40,470	$142,950 Land $27,320 Building $115,630
2023	$2,083.00 (-0.43%) Homeowner's exemption	$39,350 (-0.01%) Land $6,954 Building $32,396
2022	$2,092.00 Homeowner's exemption	$39,353 Land $6,954 Building $32,399
2021			$112,430 Land $19,870 Building $92,560

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 95 St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2012–2019)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 95 St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 74% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ERIE CO MARGARETTA DISTRICT serves 5,131 people · EPA ID OH2200203
Water Source	Purchased surface water from SANDUSKY CITY
Last State Inspection	Mar 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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