95 Spring St, Watertown, MA 02472 Property Records

Middlesex County and Watertown City property record for 95 Spring St, Watertown, MA 02472 · Last verified July 2026

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,065 sqft · built 1845
Lot Size	0.114 acres (4,966 sqft)
Owner	Individual Name on File
Last Sale	$675,000 (Mar 2024)
Tax Bill	$7,086 (2025)
Deeds & Mortgages	Feb 2020 Refinance Nov 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`47420-17`

Property Details

APN / Parcel Number

Primary APN	`47420-17`
Alternative APNs	`WATE M:1009 B:0009B L:0000` `WATE M:1009 B:009B L:0U95` `11387`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,065 sqft Living Area
Gross Area	1,518 sqft
Basement Area	1,276 sqft
Unfinished Basement	1,175 sqft

Exterior

Year Built	Built 1845
Effective Year Built	Effective 1845
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,966 sqft (0.114 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	11387
Street Address	95 SPRING ST
City	WATERTOWN
State	MA
Zip	02472-3462
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Block	9B
Legal Lot Number	U95
Jurisdiction	WATERTOWN MA
Township / Civil Division	WATERTOWN TOWN
Census Block Group	2
Census Block	2012
Census Tract	370103

Owner

Source: Middlesex County and Watertown City records · APN 47420-17

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	95 SPRING ST, 95, WATERTOWN, MA 02472-3462
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance CAMBRIDGE SAVINGS BANK
Nov 16, 2018	Quit Claim Deed, Transfer · Conventional Mortgage FIRST CHOICE LN SVCS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 18, 2024 · Amount on Record
Deed Sale	Mar 18, 2024 · Amount on Record
Prior Sale	Nov 16, 2018 · Amount on Record
Deed Book / Page	82576 / 499
Record Updated	Sep 20, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERTOWN MA
Property Address	95 SPRING ST, WATERTOWN, MA 02472-3462
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	74107-431
Date	Feb 10, 2020
Book Page	74107/431
Instrument	19669

Lender

Name	CAMBRIDGE SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2050

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WATERTOWN MA
Recording Date	Nov 16, 2018
Property Address	95 SPRING ST, WATERTOWN, MA 02472-3462
Document Number	71894-272
Book / Page	071894 / 000272
Instrument Date	Nov 13, 2018
Instrument	6296
Transaction Type	Transfer
Record Updated	Dec 04, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,201.12
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	95-97 SPRING ST WATERTOWN MA 024723462, WATERTOWN, MA 02472-3462

Mortgage

Document Number	71894-279
Date	Nov 16, 2018
Book Page	071894/000279
Instrument	6298

Lender

Name	FIRST CHOICE LN SVCS
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 15, 2048

Tax Assessment & Valuation

Source: Middlesex County and Watertown City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Watertown City
Unified School District	Watertown School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,086.00 (-27.63%)	$606,700 (-27.5%) Building $606,700	$655,975
2024	$9,791.00 (-8.69%)	$836,800 (+5.98%) Land $454,800 Building $382,000
2023	$10,723.00	$789,600 Land $440,200 Building $349,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 610 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 2,000
Radiate Holdings	Cable	1,500 / 50
Verizon	Fiber	980 / 880
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Verizon, T-Mobile USA, Radiate Holdings, Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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