95 Spring St, Metuchen, NJ 08840 Property Records

Middlesex County and Metuchen Borough property record for 95 Spring St, Metuchen, NJ 08840

Property Summary

Property Type	Single Family Home
Details	1,310 sqft · built 1930
Lot Size	0.132 acres (5,750 sqft)
Owner	Individual Name on File
Last Sale	$494,000 (Jul 2022)
Tax Bill	$13,523 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-00143-0000-00022`

Property Details

APN / Parcel Number

Primary APN	`09-00143-0000-00022`
Alternative APN	`090014300022`

Interior

Stories	1 Story
Building Area	1,310 sqft Living Area
1st Floor Area	1,310 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Lot Area	5,750 sqft (0.132 acres)
Lot Dimensions	115 ft deep x 50 ft wide
Garage Type	Detached
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	95 SPRING ST
City	METUCHEN
State	NJ
Zip	08840-2333
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	50X115
Legal Block	143
Legal Lot Number	22
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	METUCHEN
Census Block Group	2
Census Block	2014
Census Tract	2200

Owner

95 Spring St is owned and occupied by an individual who bought it in July 2022.

Source: Middlesex County and Metuchen Borough records, as of June 30, 2026

Owner of Record	Individual Name on File
Mailing Address	95 SPRING ST, METUCHEN, NJ 08840-2333
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2022	Deed, Transfer · Conventional Mortgage COLUMBIA BANK
Dec 3, 2019	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jan 2, 2018	Deed, Transfer · Conventional Mortgage GATEWAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 11, 2022 · Amount on File
Deed Sale	Jul 11, 2022 · Amount on File
Prior Sale	Jan 2, 2018 · Amount on File
Deed Document Number	202262966
Deed Book / Page	18979 / 1063
Record Updated	Oct 29, 2026

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Jul 11, 2022
Property Address	95 SPRING ST, METUCHEN, NJ 08840-2333
Document Number	0000062966
Book / Page	18979 / 1063
Instrument Date	Feb 25, 2022
Instrument	2022062966
Transaction Type	Transfer
Record Updated	Jul 27, 2022
Title Company	NU WORLD TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,117.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	301 STREET, 301, SEASIDE PARK, NJ 08752

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	95 SPRING ST, METUCHEN, NJ 08840-2333

Mortgage

Document Number	0000062967
Date	Jul 11, 2022
Instrument	2022062967

Lender

Name	COLUMBIA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	356 Months
Due	Mar 1, 2052

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	95 SPRING ST, METUCHEN, NJ 08840-2333
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NEW DOWN TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000102455
Date	Dec 3, 2019
Book Page	17707/1039
Instrument	2019102455

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2049

January 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Jan 2, 2018
Property Address	95 SPRING ST, METUCHEN, NJ 08840-2333
Document Number	201800000160
Book / Page	17048 / 0478
Instrument Date	Nov 17, 2017
Instrument	201800000160
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	OLD REPUBLIC NATL TITLE INS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,105.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1208 GENEVA SWITZERLAND, 1208, 00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	95 SPRING ST, METUCHEN, NJ 08840-2333

Mortgage

Document Number	201800000161
Date	Jan 2, 2018
Instrument	201800000161

Lender

Name	GATEWAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 95 Spring St was $13,523, up 4.3% from the year before.

Source: Middlesex County and Metuchen Borough assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
Municipality	Metuchen Borough
Unified School District	Metuchen Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$186,400 (-) Land $90,000 Building $96,400	$186,400 (-) Land $90,000 Building $96,400
2025	$13,523.00 (+4.31%)	$186,400 Land $90,000 Building $96,400	$186,400 Land $90,000 Building $96,400
2024	$12,964.00
2023		$180,000 Land $90,000 Building $90,000	$180,000 Land $90,000 Building $90,000
2022	$11,467.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 95 Spring St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 95 Spring St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLESEX WATER COMPANY private · serves 233,376 people · EPA ID NJ1225001
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 434 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Xfinity.

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