Union County and Berkeley Heights Township property record for 95 Spring Ridge Dr, Berkeley Heights, NJ 07922
| Property Type | Single Family Home |
|---|---|
| Details | 3,428 sqft · built 1956 |
| Lot Size | 0.436 acres (18,992 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $16,337 (2025) |
| Deeds & Mortgages | Feb 2020 Mortgage May 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-02106-0000-00013 |
| Primary APN | 01-02106-0000-00013 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,428 sqft Living Area |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Construction Type | Frame |
| Lot Area | 18,992 sqft (0.436 acres) |
| Lot Dimensions | 190 ft deep x 100 ft wide |
| Parking Spaces | 1 Parking Space |
| Street Address | 95 SPRING RIDGE DR |
|---|---|
| City | BERKELEY HEIGHTS |
| State | NJ |
| Zip | 07922-2023 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-15 |
| Legal Block | 2106 |
| Legal Lot Number | 13 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | BERKELEY HEIGHTS |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 38201 |
Source: Union County and Berkeley Heights Township records, as of July 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 95 SPRING RIDGE DR, BERKELEY HEIGHTS, NJ 07922-2023 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 28, 2020 | Quit Claim Deed, Transfer GUARANTEED RATE |
| May 21, 2019 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jan 27, 2020 |
| Transfer Doc | 0063612424 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Feb 28, 2020 |
| Property Address | 95 SPRING RIDGE DR, BERKELEY HEIGHTS, NJ 07922-2023 |
| Document Number | 0063612424 |
| Book / Page | 006361 / 002424 |
| Instrument Date | Jan 27, 2020 |
| Instrument | 322632 |
| Transaction Type | Transfer |
| Record Updated | Mar 19, 2020 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 95 SPRING RIDGE DR BERKELEY HEIGHTS NJ 079222023, BERKELEY HEIGHTS, NJ 07922-2023 |
| Document Number | 146592521 |
|---|---|
| Date | Feb 28, 2020 |
| Book Page | 014659/002521 |
| Instrument | 687687 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Feb 27, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 95 SPRING RIDGE DR, BERKELEY HEIGHTS, NJ 07922-2023 |
| Document Number | 0145692489 |
| Instrument Date | May 21, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 11, 2019 |
| Title Company | TITLE 365 |
| Name | Verified Name |
|---|---|
| Address | 95 SPRING RIDGE DR BERKELEY HEIGHTS NJ 079222023, BERKELEY HEIGHTS, NJ 07922-2023 |
| Document Number | 0145692489 |
|---|---|
| Date | Jun 28, 2019 |
| Book Page | 014569/002489 |
| Instrument | 674616 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 27, 2049 |
| Rate Type | Adjustable Rate |
|---|
Source: Union County and Berkeley Heights Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| County Subdivision | Berkeley Heights Township |
| Unified School District | Berkeley Heights Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $371,200 (-) Land $171,200 Building $200,000 | $371,200 (-) Land $171,200 Building $200,000 | |
| 2025 | $16,337.00 (+2.66%) | $371,200 (-) Land $171,200 Building $200,000 | $371,200 (-) Land $171,200 Building $200,000 |
| 2024 | $15,913.00 (+2.1%) | ||
| 2023 | $371,200 Land $171,200 Building $200,000 | $371,200 Land $171,200 Building $200,000 | |
| 2022 | $15,586.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 individual policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 50 units insured incl. 40 condo units |
| Nearby Flood Claims | 17 (1978–2025) |
| Claims Outside the SFHA | 9 of 17 |
| Most Recent Claim | Jul 2025 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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