Cherokee County property record for 95 Split Rail Rdg, Murphy, NC 28906 · Last verified October 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2020 |
| Square Footage | 1,175 sqft Heated Area |
| Lot Size | 479,596 sqft (11 acres) |
| Garage | 660 sqft |
| Last Sale | $57,500 (2018) |
| Tax Bill | $1,502.00 (2025) |
| Primary APN | 440900979772000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,175 sqft Heated Area |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Plaster Interior Structure |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Exterior Material | Aluminum/Vinyl Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 479,596 sqft (11 acres) |
| Lot Width | 693 ft Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 660 sqft Garage |
| Deck Area | 30 sqft Deck |
| Porch | Open Porch |
| Porch Area | 403 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Heating Fuel | Electric Heating Fuel |
| Account Number | 49118 |
|---|---|
| Street Address | 95 SPLIT RAIL RDG |
| City | MURPHY |
| State | NC |
| Zip | 28906-2999 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | FR HOTHOUSE TOWNSHIP LLC 1313/1004 1388/996 |
| Jurisdiction | CHEROKEE NC |
| Minor Civil Division | HOTHOUSE |
| Census Blockgroup | 1 |
| Census Block | 1066 |
| Census Tract | 930605 |
Source: Cherokee County records · APN 440900979772000
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 1153, MC CAYSVILLE, GA 30555-1153 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 09, 2022 | Deed of Trust, Mortgage · Veterans Administration Mortgage NEW DAY FINANCIAL LLC |
| Sep 24, 2019 | Deed of Trust, Mortgage · Building or Construction Mortgage UNITED COMMUNITY BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 01, 2018 · Amount on Record |
| Deed Sale | Dec 01, 2018 · Amount on Record |
| Deed Doc Number | 0013131004 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Property Address | 95 SPLIT RAIL RDG, MURPHY, NC 28906-2999 |
| Transaction Type | Mortgage |
| Record Updated | Feb 25, 2022 |
| Title Company | AMERICAS SETTLEMENT COMPANY |
| Name | Verified Name |
|---|
| Document Number | 01703/1183 |
|---|---|
| Date | Feb 09, 2022 |
| Book Page | 1703/1183 |
| Instrument | 896 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FULTON, MD 20759 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Property Address | 95 SPLIT RAIL RDG, MURPHY, NC 28906-2999 |
| Transaction Type | Mortgage |
| Record Updated | Aug 13, 2021 |
| Name | Verified Name |
|---|
| Document Number | 01624/0258 |
|---|---|
| Date | Sep 24, 2019 |
| Book Page | 01624/0258 |
| Instrument | 04552 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | BLAIRSVILLE, GA 30514 |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Oct 01, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Type Change Date | Oct 01, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.75% |
| Index | 1-Year LIBOR |
| Max Rate | 8.75% |
Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,502.00 | $202,440 (-) | $202,440 (-) Land $55,050 Building $147,390 |
| 2023 | $202,440 | $202,440 Land $55,050 Building $147,390 |
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