Haywood County property record for 95 Spencer St, Clyde, NC 28721 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1985 |
| Square Footage | 1,026 sqft Heated Area |
| Lot Size | 9,017 sqft (0.207 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $345,000 (2025) |
| Tax Bill | $617.00 (2025) |
| Primary APN | 8637-63-7155 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,026 sqft Heated Area |
| Gross Area | 1,372 sqft Gross Area |
| 1st Floor | 1,026 sqft 1st Floor |
| Basement Area | 960 sqft Basement |
| Unfinished Basement | 960 sqft Unfinished |
| Stories | 1 Stories |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Conventional Style |
| Exterior Material | Wood Siding Exterior |
| Roof Material | Asphalt Roof |
| Lot Area | 9,017 sqft (0.207 acres) |
| Cooling System | Partial Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Account Number | 287859 |
|---|---|
| Street Address | 95 SPENCER ST |
| City | CLYDE |
| State | NC |
| Zip | 28721-7556 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | #4 SECT A BROOKFIELD |
| Legal Subdivision | BROOKFIELD |
| Legal Unit | 4 |
| Jurisdiction | HAYWOOD NC |
| Minor Civil Division | CLYDE |
| Census Blockgroup | 1 |
| Census Block | 1044 |
| Census Tract | 920501 |
Source: Haywood County records · APN 8637-63-7155
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 95 SPENCER ST, CLYDE, NC 28721-7556 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 31, 2025 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Oct 21, 2022 | Special Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION |
| Sep 24, 2021 | Trustee's Deed, Foreclosure |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 31, 2025 · Amount on Record |
| Deed Sale | Mar 31, 2025 · Amount on Record |
| Prior Sale | Oct 21, 2022 · Amount on Record |
| Deed Doc Number | 20252461 |
| Deed Book / Page | 1125 / 1356 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Recording Date | Mar 31, 2025 |
| Property Address | 95 SPENCER ST, CLYDE, NC 28721-7556 |
| Document Number | 0011251356 |
| Book / Page | 1125 / 1356 |
| Map Reference | CAB D SL 3270 |
| Instrument Date | Mar 27, 2025 |
| Instrument | 2025002461 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $690.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1975 SOCO RD, MAGGIE VALLEY, NC 28751-6402 |
| Name | Verified Name |
|---|---|
| Address | 95 SPENCER ST, MAGGIE VALLEY, NC 28751 |
| Document Number | 0011251359 |
|---|---|
| Date | Mar 31, 2025 |
| Instrument | 1125/1359 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2055 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Recording Date | Oct 21, 2022 |
| Property Address | 95 SPENCER ST, CLYDE, NC 28721-7556 |
| Document Number | 0010740660 |
| Book / Page | 1074 / 660 |
| Instrument Date | Oct 12, 2022 |
| Instrument | 2022011039 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Amount | Amount Recorded |
|---|---|
| Tax | $158.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3217 DECKER LAKE DR, SALT LAKE CITY, UT 84119-3284 |
| Name | Verified Name |
|---|---|
| Address | 11 PALMER HILL RD, WAYNESVILLE, NC 28786-6673 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Recording Date | Sep 24, 2021 |
| Property Address | 95 SPENCER ST, CLYDE, NC 28721-7556 |
| Document Number | 0010430429 |
| Book / Page | 1043 / 429 |
| Map Reference | DR 227-90-A |
| Instrument Date | Sep 23, 2021 |
| Instrument | 2021011870 |
| Transaction Type | Foreclosure |
| Record Updated | Jun 29, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $257.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3217 DECKER LAKE DR, SALT LAKE CITY, UT 84119-3284 |
Source: Haywood County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Haywood County |
| Municipality | Clyde Town |
| Unified School District | Haywood County Schools (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $105,200 (+49.22%) Land $14,500 Building $90,700 | ||
| 2025 | $617.00 | $70,500 (-32.6%) Land $16,000 Building $54,500 | $105,200 (+0.57%) Land $14,500 Building $90,700 |
| 2023 | $104,600 Land $16,000 Building $88,600 | $104,600 (-) Land $16,000 Building $88,600 | |
| 2021 | $104,600 Land $16,000 Building $88,600 |
Source: FEMA National Flood Hazard Layer, Haywood County (37087C), updated December 25, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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