Jefferson County property record for 95 Spanos Dr, Charles Town, WV 25414
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,152 sqft · built 2010 |
| Lot Size | 0.241 acres (10,498 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $466,500 (Mar 2025) |
| Tax Bill | $3,257 (2026) |
| Deeds & Mortgages | Jun 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-11D-0042.0000 |
| Primary APN | 03-11D-0042.0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,152 sqft Living Area |
| 1st Floor Area | 2,044 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 10,498 sqft (0.241 acres) |
| Lot Dimensions | 150 ft deep x 70 ft wide |
| Terrain | Rolling |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 95 SPANOS DR |
|---|---|
| City | CHARLES TOWN |
| State | WV |
| Zip | 25414-5534 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT #42 SPRUCE HILL NORTH |
| Legal Subdivision | SPRUCE HILL NORTH |
| Legal Lot Number | 42 |
| Jurisdiction | JEFFERSON WV |
| Township / Civil Division | KABLETOWN |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 972501 |
Source: Jefferson County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 95 SPANOS DR, CHARLES TOWN, WV 25414-5534 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 4, 2025 · Amount on Record |
| Deed Sale | Mar 4, 2025 · Amount on Record |
| Prior Sale | Jun 3, 2024 · Amount on Record |
| Deed Document Number | 20252657 |
| Deed Book / Page | 1341 / 622 |
| Prior Transfer Date | Jun 7, 2021 |
| Prior Transfer Doc | 001262/105 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | JEFFERSON WV |
| Recording Date | Jun 11, 2021 |
| Property Address | 95 SPANOS DR, CHARLES TOWN, WV 25414-5534 |
| Document Number | 001262/105 |
| Book / Page | 1262 / 105 |
| Map Reference | MB 22 PG 72 |
| Instrument Date | Jun 7, 2021 |
| Instrument | 202100010153 |
| Transaction Type | Transfer |
| Record Updated | Sep 8, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 95 SPANOS DR, CHARLES TOWN, WV 25414-5534 |
| Investor | Possibly a Property Investor |
| Document Number | 202100010154 |
|---|---|
| Date | Jun 11, 2021 |
| Instrument | 202100010154 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
Source: Jefferson County assessment roll, as of November 14, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Jefferson County |
| Municipality | Charles Town City |
| Unified School District | Jefferson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,257.00 (+2.1%) | $236,300 (+2.87%) Land $75,600 Building $160,700 | $393,833 (+2.86%) Land $126,000 Building $267,833 |
| 2025 | $3,190.00 (+4.11%) | $229,700 (+5.27%) Land $67,200 Building $162,500 | $382,900 (+5.28%) Land $112,000 Building $270,900 |
| 2023 | $3,064.00 | $218,200 Land $67,200 Building $151,000 | $363,700 Land $112,000 Building $251,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 79% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures