95 Spa Dr, Annapolis, MD 21403 Property Records

Anne Arundel County property record for 95 Spa Dr, Annapolis, MD 21403

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,514 sqft · built 1989
Lot Size	0.832 acres (36,231 sqft)
Owner	2 Individual Names on Record
Last Sale	$419,000 (May 1989)
Tax Bill	$12,733 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Dec 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-829-90038764`

Property Details

APN / Parcel Number

Primary APN	`06-829-90038764`
Alternative APNs	`682990038764` `82990038764`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,514 sqft Living Area
Gross Area	3,294 sqft
1st Floor Area	1,733 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	36,231 sqft (0.832 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	780 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Open Porch
Porch Area	120 sqft
Deck Area	456 sqft
Gazebo	102 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	82990038764
Street Address	95 SPA DR
City	ANNAPOLIS
State	MD
Zip	21403-1141
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 3R TRUXTON HEIGHTS
Legal Subdivision	TRUXTON HEIGHTS
Legal Block	2
Legal Lot Number	3R
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	2
Census Block	2001
Census Tract	706403

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	95 SPA DR, ANNAPOLIS, MD 21403-1141
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Dec 18, 2018	Deed of Trust, Mortgage · Line of Credit NASA FCU
Dec 26, 2019	Deed of Trust, Mortgage · Line of Credit NASA FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 23, 1989 · Amount on Record
Deed Sale	May 23, 1989 · Amount on Record
Deed Book / Page	4854 / 382
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	95 SPA DR, ANNAPOLIS, MD 21403-1141
Transaction Type	Mortgage
Record Updated	Apr 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0361820001
Date	Feb 22, 2021
Book Page	36182/1

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	95 SPA DR, ANNAPOLIS, MD 21403-1141
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0327430418
Date	Dec 18, 2018
Book Page	32743/418

Lender

Name	NASA FCU
Type	Credit Union
Address	BOWIE, MD 20716

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Dec 28, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	95 SPA DR, ANNAPOLIS, MD 21403-1141
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CU TITLE INSURANCE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0339940089
Date	Dec 26, 2019
Book Page	33994/089

Lender

Name	NASA FCU
Type	Credit Union
Address	BOWIE, MD 20716

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Dec 28, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Municipality	Annapolis City
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,084,000 (+1.83%) Land $609,100 Building $474,900	$1,084,000 (+1.83%) Land $609,100 Building $474,900
2025	$12,733.00 (+1.86%)
2023	$12,501.00 Homeowner's exemption	$1,064,500 Land $706,700 Building $357,800	$1,064,500 Land $706,700 Building $357,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 89% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ANNAPOLIS serves 35,000 people · EPA ID MD0020001
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	6 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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