Hopkins County property record for 95 Sneed Rd, Saint Charles, KY 42453
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 1 ba · 1,120 sqft · built 1986 |
| Lot Size | 113 acres (4,943,189 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,164 (2025) |
| Deeds & Mortgages | May 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | MAP-72-8A |
| Primary APN | MAP-72-8A |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,120 sqft Living Area |
| Year Built | Built 1986 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Concrete Block |
| Foundation Type | Block |
| Roof Material | Metal |
| Lot Area | 4,943,189 sqft (113 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 20825 |
|---|---|
| Street Address | 95 SNEED RD |
| City | SAINT CHARLES |
| State | KY |
| Zip | 42453-9725 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | INCLUDES MAP-72-7 |
| Jurisdiction | HOPKINS KY |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 5 |
| Census Block | 5031 |
| Census Tract | 971300 |
Source: Hopkins County records, as of November 17, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 95 SNEED RD, SAINT CHARLES, KY 42453-9725 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Deed Document Number | 0000436190 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOPKINS KY |
| Property Address | 95 SNEED RD, SAINT CHARLES, KY 42453-9725 |
| Transaction Type | Mortgage |
| Record Updated | May 9, 2023 |
| Name | Verified Name |
|---|
| Document Number | 001242/186 |
|---|---|
| Date | May 17, 2019 |
| Book Page | 1242/186 |
| Instrument | 2019005170 |
| Name | GENERAL ELECTRIC CU |
|---|---|
| Type | Credit Union |
| Address | CINCINNATI, OH 45241 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 15, 2034 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.99% |
| Type Change Date | Nov 16, 2019 |
| Change Frequency | Monthly |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 6.99% |
| Index | Prime Rate |
| Max Rate | 10.9% |
Source: Hopkins County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Hopkins County |
| Unified School District | Hopkins County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,164.00 (-3.64%) Homeowner's exemption | $166,400 (-) | $166,400 (-) |
| 2023 | $1,208.00 Homeowner's exemption | $166,400 | $166,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 27, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTH HOPKINS WATER DISTRICT serves 8,440 people · EPA ID KY0540406 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Sep 2020 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
4G LTE (outdoors only), no 5G reported
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