Somerset County and Bernards Township property record for 95 Smithfield Ct, Basking Ridge, NJ 07920
| Property Type | Single Family Home |
|---|---|
| Details | 1,000 sqft · built 1987 |
| Lot Size | 0.012 acres (533 sqft) |
| Owner | Individual Name on File |
| Last Sale | $285,000 (Oct 2021) |
| Tax Bill | $5,992 (2025) |
| Deeds & Mortgages | Oct 2021 Sale & Mortgage Aug 2020 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-08602-0000-00017-0000-CONDO |
| Primary APN | 02-08602-0000-00017-0000-CONDO |
|---|---|
| Alternative APNs |
|
| Building Area | 1,000 sqft Living Area |
|---|
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Condo/Apartment |
| Lot Area | 533 sqft (0.012 acres) |
| Old Parcel Number | 020018202000890000CONDO |
|---|---|
| Street Address | 95 SMITHFIELD CT |
| City | BASKING RIDGE |
| State | NJ |
| Zip | 07920-2784 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Description | ADDITIONAL LOTS: L 17.01 C-GAR |
| Legal Subdivision | JEFFERSON VILLAGE CONDO BLDG 3 |
| Legal Block | 8602 |
| Legal Lot Number | 17 |
| Jurisdiction | SOMERSET NJ |
| Township / Civil Division | BERNARDS |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 52603 |
95 Smithfield Ct is owned and occupied by an individual who bought it in October 2021.
Source: Somerset County and Bernards Township records, as of July 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 95 SMITHFIELD CT, BASKING RIDGE, NJ 07920-2784 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 6, 2021 | Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP |
| Aug 24, 2020 | Loan Modification, Mortgage · Conventional with PMI PENNYMAC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 6, 2021 · Amount on File |
| Deed Sale | Oct 6, 2021 · Amount on File |
| Prior Sale | Aug 28, 2015 · Amount on File |
| Deed Document Number | 202159650 |
| Deed Book / Page | 7389 / 2940 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Recording Date | Oct 6, 2021 |
| Property Address | 95 SMITHFIELD CT, BASKING RIDGE, NJ 07920-2784 |
| Document Number | 0000059650 |
| Book / Page | 7389 / 2940 |
| Instrument Date | Sep 24, 2021 |
| Instrument | 2021059650 |
| Transaction Type | Transfer |
| Record Updated | Oct 18, 2021 |
| Title Company | GREEN HILL TITLE, GREEN HILL TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,598.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 405 KING GEORGE RD # RDB-125, 405, BASKING RIDGE, NJ 07920-2812 |
| Name | Verified Name |
|---|---|
| Address | 95 SMITHFIELD CT, BASKING RIDGE, NJ 07920-2784 |
| Document Number | 0000059651 |
|---|---|
| Date | Oct 6, 2021 |
| Instrument | 2021059651 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 95 SMITHFIELD CT, BASKING RIDGE, NJ 07920-2784 |
| Document Number | 0000047492 |
| Instrument Date | Aug 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 95 SMITHFIELD CT BASKING RIDGE NJ 079202784, BASKING RIDGE, NJ 07920-2784 |
| Document Number | 0000047492 |
|---|---|
| Date | Oct 6, 2020 |
| Book Page | 007256/003078 |
| Instrument | 47492 |
| Name | PENNYMAC |
|---|---|
| Address | MOORPARK, CA 93021 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 5, 2050 |
| Rate | 3.62% |
|---|
The 2025 property tax bill for 95 Smithfield Ct was $5,992, up 5.1% from the year before.
Source: Somerset County and Bernards Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Somerset County |
| County Subdivision | Bernards Township |
| Unified School District | Bernards Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $369,300 (+4.03%) Land $140,000 Building $229,300 | $369,300 (+4.03%) Land $140,000 Building $229,300 | |
| 2025 | $5,992.00 (+5.07%) | $355,000 Land $140,000 Building $215,000 | $355,000 Land $140,000 Building $215,000 |
| 2024 | $5,703.00 | ||
| 2023 | $293,000 Land $124,000 Building $169,000 | $293,000 Land $124,000 Building $169,000 | |
| 2022 | $5,266.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 95 Smithfield Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2008–2009) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 2009 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 95 Smithfield Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
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