95 Smith Ln, Clarksburg, PA 15725 Property Records

Indiana County property record for 95 Smith Ln, Clarksburg, PA 15725

Property Summary

Property Type	Rural Home
Details	3 bd · 3 ba · 2,382 sqft · built 2005
Lot Size	12.7 acres (554,519 sqft)
Owner	Individual Name on Record
Tax Bill	$6,335 (2026)
Deeds & Mortgages	May 2026 Line of Credit Apr 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`16-012-105.01I`

Property Details

APN / Parcel Number

Primary APN	`16-012-105.01I`
Alternative APN	`00050805`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,382 sqft Living Area
Basement Area	1,176 sqft
Unfinished Basement	1,176 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2010
Exterior Material	Aluminum/Vinyl
Lot Area	554,519 sqft (12.7 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	792 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	160 sqft
Deck Area	36 sqft
Shed	1 Shed
Shed Area	210 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	00050805
Street Address	95 SMITH LN
City	CLARKSBURG
State	PA
Zip	15725-8971
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	AC= 12.73 1 HO
Jurisdiction	INDIANA PA
Township / Civil Division	CONEMAUGH
Census Block Group	2
Census Block	2031
Census Tract	961900

Owner

Source: Indiana County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	95 SMITH LN, CLARKSBURG, PA 15725-8971
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
May 7, 2026	Deed of Trust, Mortgage · Line of Credit STATE BANK
Apr 28, 2020	Deed of Trust, Mortgage · Line of Credit S & T BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIANA PA
Recording Date	May 7, 2026
Property Address	95 SMITH LN, CLARKSBURG, PA 15725-8971
Document Number	0000361132
Instrument Date	May 1, 2026
Instrument	2026361132
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	CORPORATE SETTLEMENT SOLUTIONS, CORPORATE SETTLEMENT SOLUTIO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	95 SMITH LN, CLARKSBURG, PA 15725-8971
Investor	Possibly a Property Investor

Mortgage

Document Number	0000361132,
Date	May 7, 2026
Instrument	2026361132

Lender

Name	STATE BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	May 5, 2051

Interest

Rate	6.46%
Max Rate	-1%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIANA PA
Property Address	95 SMITH LN, CLARKSBURG, PA 15725-8971
Transaction Type	Mortgage
Record Updated	May 15, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020308513
Date	Apr 28, 2020
Instrument	2020-308513

Lender

Name	S & T BANK
Type	Bank
Address	BLAIRSVILLE, PA 15717

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Indiana County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Indiana County
County Subdivision	Conemaugh Township
Unified School District	Blairsville-Saltsburg School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,335.00 (+11.67%) Homeowner's exemption	$263,500 (-) Land $48,000 Building $215,500	$263,500 (-) Land $48,000 Building $215,500
2023	$5,673.00	$263,500 Land $48,000 Building $215,500
2015			$263,500 Land $48,000 Building $215,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 23, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	6 (1996–2018)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Sep 2018 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jan 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless	2,300 / 2,300
Starlink Satellite	280 / 30
AT&T Fixed Wireless	25 / 3
In The Stix Broadband Fixed Wireless	10 / 1

Cell Coverage

5G and 4G LTE (outdoors only)

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