95 Skyline Dr, Melrose, NY 12121 Property Records

Rensselaer County and Schaghticoke Town property record for 95 Skyline Dr, Melrose, NY 12121

Property Summary

Property Type	Rural Home
Details	3 bd · 1.5 ba · 1,931 sqft · built 1992
Lot Size	20 acres (873,814 sqft)
Owner	Individual Name on File
Last Sale	$168,000 (Feb 1999)
Tax Bill	$9,989 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Jun 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`384289 51.-2-10.316`

Property Details

APN / Parcel Number

Primary APN	`384289 51.-2-10.316`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,931 sqft Living Area
1st Floor Area	1,232 sqft
Upper Floors Area	699 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Rustic
Exterior Material	Wood
Lot Area	873,814 sqft (20 acres)
Lot Width	490 ft Width
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	832 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	95 SKYLINE DR
City	MELROSE
State	NY
Zip	12121-1921
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R60
Legal Description	PARTIAL
Legal Block	2
Legal Lot Number	10.316
Jurisdiction	RENSSELAER NY
Township / Civil Division	SCHAGHTICOKE
Census Block Group	1
Census Block	1000
Census Tract	51902

Owner

Source: Rensselaer County and Schaghticoke Town assessment roll, as of May 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	95 SKYLINE DR, MELROSE, NY 12121-1921
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2025	Deed of Trust, Mortgage · Conventional Mortgage ARROW BANK NA
Jun 1, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK
Oct 31, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 3, 1999 · Amount on Record
Deed Sale	Feb 3, 1999 · Amount on Record
Deed Book / Page	127 / 2127
Last Transfer Date	May 14, 2025
Transfer Doc	0109650118
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RENSSELAER NY
Property Address	95 SKYLINE DR, MELROSE, NY 12121-1921
Transaction Type	Mortgage
Record Updated	Dec 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0111250016
Date	Nov 20, 2025
Book Page	11125/16
Instrument	2025-664120

Lender

Name	ARROW BANK NA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Dec 1, 2056

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RENSSELAER NY
Property Address	95 SKYLINE DR, MELROSE, NY 12121-1921
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0096030255
Date	Jun 1, 2021
Book Page	9603/255
Instrument	2021-589914

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Jul 1, 2046

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RENSSELAER NY
Recording Date	Oct 31, 2019
Property Address	95 SKYLINE DR, MELROSE, NY 12121-1921
Document Number	0000559602
Book / Page	008992 / 000041
Instrument Date	Oct 1, 2019
Instrument	559602
Transaction Type	Transfer
Record Updated	Nov 15, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	95 SKYLINE DR MELROSE NY 121211921, MELROSE, NY 12121-1921

Tax Assessment & Valuation

Source: Rensselaer County and Schaghticoke Town assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Rensselaer County
County Subdivision	Schaghticoke Town
Unified School District	Hoosic Valley Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,989.00	$75,000 (-) Land $20,000 Building $55,000	$526,685 (+12.71%) Land $140,449 Building $386,236
2023		$75,000 Land $20,000 Building $55,000	$467,290 Land $124,611 Building $342,679

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2002–2017)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jul 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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