95 Silver Peak Dr, Covington, GA 30016 Property Records

Newton County property record for 95 Silver Peak Dr, Covington, GA 30016

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,669 sqft · built 2017
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on File
Last Sale	$380,000 (Apr 2025)
Tax Bill	$4,088 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Jul 2024 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`0025I-00000-135-000`

Property Details

APN / Parcel Number

Primary APN	`0025I-00000-135-000`
Alternative APN	`45003`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	2,669 sqft Heated Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Fiber Cement Siding
Construction Type	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,068 sqft (0.3 acres)
Garage Area	400 sqft
Porch	Slab
Porch Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	45003
Street Address	95 SILVER PEAK DR
City	COVINGTON
State	GA
Zip	30016-5556
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 168 SILVER RDG FRM PH 2-1A
Legal Subdivision	SILVER RIDGE
Legal Phase	2
Legal Lot Number	168
Jurisdiction	NEWTON GA
Township / Civil Division	COVINGTON-PORTERDALE
Census Block Group	2
Census Block	2006
Census Tract	100506

Owner

95 Silver Peak Dr is owned and occupied by two individuals who acquired it in May 2025.

Source: Newton County records, as of December 16, 2025

Owner of Record	2 Individual Names on File
Mailing Address	95 SILVER PEAK DR, COVINGTON, GA 30016-5556
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2023	Deed of Trust, Mortgage · FHA Mortgage US DEPARTMENT OF HOUSING AND URBAN DEVEL
Jul 16, 2024	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT
Jul 16, 2024	Deed of Trust, Mortgage · FHA Mortgage US DEPARTMENT OF HOUSING AND URBAN DEVEL
Mar 3, 2022	Deed of Trust, Mortgage · FHA Mortgage LOAN DEPOT COM
Mar 18, 2021	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES
Jan 11, 2018	Grant Deed, Subdivision Related Transfer · FHA Mortgage DHI MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 7, 2025 · Amount on File
Deed Sale	Apr 7, 2025 · Amount on File
Deed Document Number	20253548
Deed Book / Page	4716 / 13
Last Transfer Date	May 7, 2025
Transfer Doc	0047430353
Record Updated	Jun 8, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	95 SILVER PEAK DR, COVINGTON, GA 30016-5556
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	95 SILVER PEAK DR, COVINGTON, GA 30016-5556

Mortgage

Document Number	0045460000000656
Date	Sep 7, 2023
Book Page	0000004546/0000000656

Lender

Name	US DEPARTMENT OF HOUSING AND URBAN DEVEL

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	348 Months
Due	Jan 1, 2052

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	95 SILVER PEAK DR, COVINGTON, GA 30016-5556
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	95 SILVER PEAK DR, COVINGTON, GA 30016-5556

Mortgage

Document Number	0046360000000680
Date	Jul 16, 2024
Book Page	0000004636/0000000680

Lender

Name	LOANDEPOT

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	480 Months
Due	Jan 1, 2064

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	95 SILVER PEAK DR, COVINGTON, GA 30016-5556
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	95 SILVER PEAK DR, COVINGTON, GA 30016-5556

Mortgage

Document Number	0046360000000694
Date	Jul 16, 2024
Book Page	0000004636/0000000694

Lender

Name	US DEPARTMENT OF HOUSING AND URBAN DEVEL

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	480 Months
Due	Jan 1, 2064

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	95 SILVER PEAK DR, COVINGTON, GA 30016-5556
Transaction Type	Mortgage
Record Updated	Apr 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	95 SILVER PEAK DR, COVINGTON, GA 30016-5556

Mortgage

Document Number	0043520000000363
Date	Mar 3, 2022
Book Page	0000004352/0000000363
Instrument	003949

Lender

Name	LOAN DEPOT COM

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	95 SILVER PEAK DR, COVINGTON, GA 30016-5556
Transaction Type	Mortgage
Record Updated	Jan 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	95 SILVER PEAK DR, COVINGTON, GA 30016-5556

Mortgage

Document Number	0041610000000344
Date	Mar 18, 2021
Book Page	0000004161/0000000344
Instrument	004881

Lender

Name	PENNYMAC LOAN SERVICES

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

January 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	NEWTON GA
Recording Date	Jan 11, 2018
Property Address	95 SILVER PEAK DR, COVINGTON, GA 30016-5556
Document Number	0036540241
Book / Page	003654 / 000241
Instrument Date	Dec 29, 2017
Instrument	443
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 12, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$213.90
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	95 SILVER PEAK DR COVINGTON GA 300165556, COVINGTON, GA 30016-5556

Mortgage

Document Number	36540243
Date	Jan 11, 2018
Book Page	003654/000243
Instrument	444

Lender

Name	DHI MTG
Type	Mortgage Company
Address	AUSTIN, TX 78750

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 10, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 95 Silver Peak Dr was $4,088 with a homeowner's exemption.

Source: Newton County assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,088.00 Homeowner's exemption	$165,760 Land $23,600 Building $142,160	$414,400 Land $59,000 Building $355,400
2023		$144,840 Land $12,800 Building $132,040	$362,100 Land $32,000 Building $330,100
2022	$4,000.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 95 Silver Peak Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2009–2017)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 95 Silver Peak Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 88% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEWTON CO. WATER-SEWERAGE AUTH serves 74,364 people · EPA ID GA2170004
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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