Franklin County and Warwick Town property record for 95 Shepardson Rd, Warwick, MA 01378
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 864 sqft · built 2002 |
| Lot Size | 4.67 acres (203,425 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $127,521 (Apr 2013) |
| Tax Bill | $3,391 (2026) |
| Deeds & Mortgages | Aug 2026 Second Mortgage May 2020 Mortgage + 1 more |
| APN | 3124080000000401 |
| Primary APN | 3124080000000401 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 864 sqft Living Area |
| Gross Area | 1,728 sqft |
| 1st Floor Area | 864 sqft |
| Basement Area | 864 sqft |
| Unfinished Basement | 864 sqft |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 203,425 sqft (4.67 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Account Number | 3124080000000401 |
|---|---|
| Street Address | 95 SHEPARDSON RD |
| City | WARWICK |
| State | MA |
| Zip | 01378-9337 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Lot Number | 40.1 |
| Jurisdiction | WARWICK MA |
| Township / Civil Division | WARWICK |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 40400 |
Source: Franklin County and Warwick Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 95 SHEPARDSON RD, WARWICK, MA 01378-9337 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 10, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FEDERAL CREDIT UNION |
| May 15, 2020 | Deed of Trust, Mortgage · Balloon Mortgage TD BANK NA |
| Aug 31, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance NAVY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 26, 2013 · Amount on Record |
| Deed Sale | Apr 26, 2013 · Amount on Record |
| Prior Sale | Mar 12, 2013 · Amount on Record |
| Deed Book / Page | 6365 / 114 |
| Transfer Doc | 6344-114 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARWICK MA |
| Recording Date | Aug 10, 2026 |
| Property Address | 95 SHEPARDSON RD, WARWICK, MA 01378-9337 |
| Document Number | 0000007161 |
| Book / Page | 8684 / 162 |
| Instrument Date | Aug 1, 2026 |
| Instrument | 20267161 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 95 SHEPARDSON RD, WARWICK, MA 01378-9337 |
| Document Number | 0000007161, |
|---|---|
| Date | Aug 10, 2026 |
| Book Page | 8684/162 |
| Instrument | 20267161 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 1, 2041 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARWICK MA |
| Property Address | 95 SHEPARDSON RD, WARWICK, MA 01378-9337 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 7538-194 |
|---|---|
| Date | May 15, 2020 |
| Book Page | 7538/194 |
| Instrument | 4389 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARWICK MA |
| Property Address | 95 SHEPARDSON RD, WARWICK, MA 01378-9337 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 7598-233 |
|---|---|
| Date | Aug 31, 2020 |
| Book Page | 7598/233 |
| Instrument | 8780 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2050 |
Source: Franklin County and Warwick Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Franklin County |
| County Subdivision | Warwick Town |
| Elementary School District | Warwick School District (PK - 06) |
| Secondary School District | Pioneer Valley School District in Warwick (7-12) (07 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,391.00 (+3.2%) | $205,000 (+10.93%) Land $40,600 Building $164,400 | $322,408 (+36.57%) |
| 2025 | $3,286.00 (+6.86%) | $184,800 (-0.54%) Land $31,700 Building $153,100 | |
| 2024 | $3,075.00 (+12.76%) | $185,800 (+37.02%) Land $31,700 Building $154,100 | $236,075 |
| 2023 | $2,727.00 | $135,600 Land $31,700 Building $103,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Claims | 1 (1982) |
| Most Recent Claim | Feb 1982 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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