Walton County property record for 95 Seastone Ct, Inlet Beach, FL 32461
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,121 sqft · built 2020 |
| Lot Size | 0.265 acres (11,543 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,925,000 (Jan 2023) |
| Tax Bill | $13,885 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit Jan 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-3S-18-16100-000-0110 |
| Primary APN | 24-3S-18-16100-000-0110 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 3,121 sqft Living Area |
| Gross Area | 4,335 sqft |
| 1st Floor Area | 2,031 sqft |
| Flooring | Tile |
| Interior Walls | Custom/Decorative |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,543 sqft (0.265 acres) |
| Lot Dimensions | 137 ft deep x 81 ft wide |
| Garage Type | Attached |
| Garage Area | 512 sqft |
| Porch | Finished/Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 95 SEASTONE CT |
|---|---|
| City | INLET BEACH |
| State | FL |
| Zip | 32461-9504 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BWSPVC |
| Legal Description | LOT 11 PATHWAYS AT WATERSOUND PH 1 PB 20-34 OR 3045-2829 OR 3102-3888 OR 3162-1159 OR 3277-2709 |
| Legal Range | 018 |
| Legal Township | 03S |
| Legal Section | 24 |
| Legal Subdivision | WATERSOUND PH 1 |
| Legal Phase | 1 |
| Legal Block | 1 |
| Legal Lot Number | 11 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | WALTON BEACHES |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 950610 |
95 Seastone Ct is owned and occupied by two individuals who bought it in January 2023.
Source: Walton County records, as of June 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 95 SEASTONE CT, INLET BEACH, FL 32461-9504 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 29, 2025 | Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND |
| Jan 6, 2023 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Oct 2, 2020 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Apr 18, 2019 | Warranty Deed, Transfer SETCO SERVICES LLC, SETCO SVCS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 6, 2023 · Amount on File |
| Deed Sale | Jan 6, 2023 · Amount on File |
| Prior Sale | Oct 2, 2020 · Amount on File |
| Deed Document Number | 2023604 |
| Deed Book / Page | 3277 / 2709 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 95 SEASTONE CT, INLET BEACH, FL 32461-9504 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2026 |
| Name | Verified Name |
|---|---|
| Address | 95 SEASTONE CT, INLET BEACH, FL 32461-9504 |
| Document Number | 0033821008 |
|---|---|
| Date | Dec 29, 2025 |
| Book Page | 3382/1008 |
| Instrument | 20250047605 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 19, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Jan 6, 2023 |
| Property Address | 95 SEASTONE CT, INLET BEACH, FL 32461-9504 |
| Document Number | 0032772709 |
| Book / Page | 3277 / 2709 |
| Map Reference | MB 20 PG 34-37 |
| Instrument Date | Jan 5, 2023 |
| Instrument | 20230000604 |
| Transaction Type | Transfer |
| Record Updated | Jan 30, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $13,475.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 95 SEASTONE CT, INLET BEACH, FL 32461-9504 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 95 SEASTONE CT, INLET BEACH, FL 32461-9504 |
| Document Number | 0032772711 |
|---|---|
| Date | Jan 6, 2023 |
| Instrument | 3277/2711 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Oct 2, 2020 |
| Property Address | 95 SEASTONE CT, INLET BEACH, FL 32461-9504 |
| Document Number | 0031621159 |
| Book / Page | 3162 / 1159 |
| Map Reference | MB 20 PG 34-37 |
| Instrument Date | Sep 30, 2020 |
| Instrument | 20200038680 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,350.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12889 US HIGHWAY 98 W # W112B, 12889, MIRAMAR BEACH, FL 32550-3243 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 227 PROSPECT PLACE DR, LAKE SAINT LOUIS, MO 63367-1886 |
| Document Number | 0031621161 |
|---|---|
| Date | Oct 2, 2020 |
| Instrument | 3162/1161 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2% |
| Type Change Date | Oct 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 4% |
| Index | 1-Year LIBOR |
| Max Rate | 7% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Apr 18, 2019 |
| Property Address | 95 SEASTONE CT, INLET BEACH, FL 32461-9504 |
| Document Number | 0031023888 |
| Book / Page | 003102 / 003888 |
| Instrument Date | Mar 29, 2019 |
| Instrument | 11983 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2019 |
| Title Company | SETCO SERVICES LLC, SETCO SVCS LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $1,365.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 12889 US HIGHWAY 98 W #112B MIRAMAR BEACH FL 325503203, 112B, MIRAMAR BEACH, FL 32550-3203 |
The 2025 property tax bill for 95 Seastone Ct was $13,885, up 1.8% from the year before.
Source: Walton County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Unified School District | Walton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,885.00 (+1.84%) | $1,575,298 | $1,638,869 Land $297,562 Building $1,341,307 |
| 2024 | $13,634.00 (+51.05%) | ||
| 2023 | $9,026.00 (+1.09%) Homeowner's exemption | $1,960,308 (+26.37%) Land $176,642 Building $1,783,666 | $1,960,308 (+26.37%) Land $176,642 Building $1,783,666 |
| 2022 | $8,929.00 Homeowner's exemption | $1,551,234 Land $196,073 Building $1,355,161 | $1,551,234 Land $196,073 Building $1,355,161 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 95 Seastone Ct in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 412 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 412 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2020 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 95 Seastone Ct is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 42% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| WOW Internet, Cable & Phone Fiber | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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